38W265 Trail's End, Elgin, IL 60124 Property Records

Kane County property record for 38W265 Trail's End, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,867 sqft · built 1974
Lot Size	0.469 acres (20,490 sqft)
Owner	2 Company Names on Record
Last Sale	$309,000 (Feb 2021)
Tax Bill	$9,403 (2025)
Deeds & Mortgages	Feb 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`06-30-201-001`

Property Details

APN / Parcel Number

Primary APN	`06-30-201-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,867 sqft Living Area
Gross Area	3,356 sqft
1st Floor Area	1,867 sqft
Basement Area	1,489 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,490 sqft (0.469 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	38W265 TRAILS END
City	ELGIN
State	IL
Zip	60124-8481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CATATOGA SUB LOT 82
Legal Subdivision	CATATOGA SUB
Legal Block	3
Legal Lot Number	82
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3027
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	38W265 TRAILS END, ELGIN, IL 60124-8481
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Deed Document Number	202114780
Last Transfer Date	Jun 17, 2025
Transfer Doc	0000022568
Record Updated	Oct 29, 2026

February 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Feb 25, 2021
Property Address	38W265 TRAILS END, ELGIN, IL 60124-8481
Document Number	0000014780
Instrument Date	Nov 25, 2020
Instrument	2021K014780
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$309.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38W265 TRAILS END, ELGIN, IL 60124-8481

Mortgage

Document Number	0000014781
Date	Feb 25, 2021
Instrument	2021K014781

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,403.00 (+13.11%)	$145,224 (+8.57%) Land $36,390 Building $108,834	$435,846 (+8.57%) Land $109,214 Building $326,633
2024		$133,761 (+21.39%) Land $33,518 Building $100,243	$401,444 (+21.44%) Land $100,594 Building $300,849
2022	$8,313.00 (+6.07%) Homeowner's exemption	$110,188 (+6.96%) Land $27,611 Building $82,577	$330,564 (+6.96%) Land $82,833 Building $247,731
2021	$7,837.00 Homeowner's exemption	$103,018 Land $25,814 Building $77,204	$309,054 Land $77,442 Building $231,612

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trail's End

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