10N085 Trail's End, Elgin, IL 60124 Property Records

Kane County property record for 10N085 Trail's End, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,710 sqft · built 1995
Lot Size0.99 acres (43,124 sqft)
Owner2 Individual Names on File
Last Sale$521,000 (Oct 2025)
Tax Bill$10,904 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-452-001

Property Details

APN / Parcel Number

Primary APN06-19-452-001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,710 sqft Living Area
Gross Area4,065 sqft
Basement Area1,355 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Construction TypeFrame
Lot Area43,124 sqft (0.99 acres)
Garage TypeAttached
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address10N085 TRAILS END
CityELGIN
StateIL
Zip60124-8450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNOBLE MANORS SUB UNIT 1 LOT 13
Legal SubdivisionNOBLE MANORS SUB
Legal Block3
Legal Lot Number13
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3018
Census Tract851913

Owner

10N085 Trail's End is owned by two individuals who bought it in October 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address71 LOVELL ST, ELGIN, IL 60120-3639
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2025 · Amount on File
Deed SaleOct 14, 2025 · Amount on File
Prior SaleMay 23, 2003 · Amount on File
Deed Document Number202540128
Prior Transfer DateOct 5, 1994
Prior Transfer Doc0000079995
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 14, 2025
Property Address10N085 TRAILS END, ELGIN, IL 60124-8450
Document Number0000040128
Instrument DateOct 3, 2025
Instrument2025K040128
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$521.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10N085 TRAILS END, ELGIN, IL 60124-8450

Mortgage

Document Number0000040129
DateOct 14, 2025
Instrument2025K040129
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 10N085 Trail's End was $10,904, down 4.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,904.00 (-4.54%) Homeowner's exemption Senior Citizen's exemption$170,556 (+8.57%) Land $38,463 Building $132,093$511,873 (+8.57%) Land $115,435 Building $396,438
2024$11,423.00 Homeowner's exemption$157,093 Land $35,427 Building $121,666$471,468 Land $106,324 Building $365,144
2022$10,524.00 (+5.11%) Homeowner's exemption$129,408 (+6.96%) Land $29,184 Building $100,224$388,224 (+6.96%) Land $87,552 Building $300,672
2021$10,012.00 Homeowner's exemption$120,987 Land $27,285 Building $93,702$362,961 Land $81,855 Building $281,106

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10N085 Trail's End in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10N085 Trail's End is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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