38W250 Trail's End, Elgin, IL 60124 Property Records

Kane County property record for 38W250 Trail's End, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,094 sqft · built 1974
Lot Size	0.616 acres (26,818 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Aug 2019)
Tax Bill	$9,216 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-30-201-002`

Property Details

APN / Parcel Number

Primary APN	`06-30-201-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,094 sqft Living Area
Gross Area	3,797 sqft
1st Floor Area	2,094 sqft
Basement Area	1,703 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Foundation Type	Raised
Lot Area	26,818 sqft (0.616 acres)
Lot Width	100 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	38W250 TRAILS END
City	ELGIN
State	IL
Zip	60124-8439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CATATOGA SUB LOT 83
Legal Subdivision	CATATOGA SUB
Legal Block	3
Legal Lot Number	83
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3027
Census Tract	851913

Owner

38W250 Trail's End is owned and occupied by an individual who bought it in August 2019.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	38W250 TRAILS END, ELGIN, IL 60124-8439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Aug 1, 2019	Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Prior Sale	Oct 18, 2002 · Amount on File
Deed Document Number	201934149
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	38W250 TRAILS END, ELGIN, IL 60124-8439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078932
Date	Dec 17, 2020
Instrument	2020K078932

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 1, 2019
Property Address	38W250 TRAILS END, ELGIN, IL 60124-8439
Document Number	0000034149
Instrument Date	Jul 24, 2019
Instrument	2019K034149
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38W250 TRAILS END, ELGIN, IL 60124-8439

Mortgage

Document Number	0000034150
Date	Aug 1, 2019
Instrument	2019K034150

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 38W250 Trail's End was $9,216 with a homeowner's exemption, up 2.2% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,216.00 (+2.18%) Homeowner's exemption	$142,495 (+8.57%) Land $36,390 Building $106,105	$427,656 (+8.57%) Land $109,214 Building $318,442
2024	$9,019.00	$131,248 Land $33,518 Building $97,730	$393,902 Land $100,594 Building $293,307
2022	$8,148.00 (+6.09%) Homeowner's exemption	$108,118 (+6.96%) Land $27,611 Building $80,507	$324,354 (+6.96%) Land $82,833 Building $241,521
2021	$7,680.00 Homeowner's exemption	$101,082 Land $25,814 Building $75,268	$303,246 Land $77,442 Building $225,804

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38W250 Trail's End in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38W250 Trail's End is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trail's End

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