1. Home
  2. Illinois
  3. Elgin
  4. Tipi Ln

38W191 Tipi Ln, Elgin, IL 60124 Property Records

Kane County property record for 38W191 Tipi Ln, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,040 sqft · built 1974
Lot Size0.62 acres (27,007 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Jul 2020)
Tax Bill$9,548 (2025)
Deeds & MortgagesSep 2019 Mortgage
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-30-276-021

Property Details

APN / Parcel Number

Primary APN06-30-276-021

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,040 sqft Living Area
Gross Area3,720 sqft
1st Floor Area2,040 sqft
Basement Area1,680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area27,007 sqft (0.62 acres)
Lot Width101 ft Width
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address38W191 TIPI LN
CityELGIN
StateIL
Zip60124-8437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCATATOGA SUB LOT 58
Legal SubdivisionCATATOGA SUB
Legal Block3
Legal Lot Number58
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3027
Census Tract851913

Owner

Source: Kane County records · APN 06-30-276-021

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38W191 TIPI LN, ELGIN, IL 60124-8437
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2019Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Jul 31, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED HOME LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Prior SaleSep 09, 2011 · Amount on Record
Deed Document Number202042019
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address38W191 TIPI LN, ELGIN, IL 60124-8437
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042979
DateSep 16, 2019
Instrument2019K042979
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049
Interest
Rate TypeFixed Rate
Rate3.62%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 31, 2020
Property Address38W191 TIPI LN, ELGIN, IL 60124-8437
Document Number0000042019
Instrument DateJun 11, 2020
Instrument2020K042019
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address38 W 191 TIPI LN, ELGIN, IL 60124
InvestorPossibly a Property Investor

Mortgage

Document Number0000042020
DateJul 31, 2020
Instrument2020K042020
Lender
NameUNITED HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050
Interest
Rate TypeFixed Rate
Rate3%
Index5-Year TN

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,548.00 (+13.11%) Homeowner's exemption
2024$135,709 (+21.39%) Land $35,216 Building $100,493$407,290 (+21.44%) Land $105,690 Building $301,600
2022$8,441.00 (+6.07%) Homeowner's exemption$111,793 (+6.96%) Land $29,010 Building $82,783$335,379 (+6.96%) Land $87,030 Building $248,349
2021$7,958.00 Homeowner's exemption$104,518 Land $27,122 Building $77,396$313,554 Land $81,366 Building $232,188

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519133, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Tipi Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures