38W169 Tipi Ln, Elgin, IL 60124 Property Records

Kane County property record for 38W169 Tipi Ln, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,554 sqft · built 1974
Lot Size0.543 acres (23,664 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Dec 2018)
Tax Bill$7,163 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Nov 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-30-276-022

Property Details

APN / Parcel Number

Primary APN06-30-276-022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,554 sqft Living Area
Gross Area3,108 sqft
1st Floor Area1,554 sqft
Basement Area1,554 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Construction TypeFrame
Lot Area23,664 sqft (0.543 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address38W169 TIPI LN
CityELGIN
StateIL
Zip60124-8437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCATATOGA SUB LOT 57
Legal SubdivisionCATATOGA SUB
Legal Block3
Legal Lot Number57
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3027
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address38W169 TIPI LN, ELGIN, IL 60124-8437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Nov 17, 2022Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Dec 21, 2018Deed, Transfer · FHA Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2018 · Amount on Record
Deed SaleDec 21, 2018 · Amount on Record
Prior SaleApr 16, 2008 · Amount on Record
Deed Document Number201861386
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address38W169 TIPI LN, ELGIN, IL 60124-8437
Transaction TypeMortgage
Record UpdatedFeb 10, 2026
Title CompanyAMERICAN NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004098
DateJan 30, 2026
Instrument2026K004098
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 9, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address38W169 TIPI LN, ELGIN, IL 60124-8437
Transaction TypeMortgage
Record UpdatedNov 23, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055384
DateNov 17, 2022
Instrument2022K055384
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address38W169 TIPI LN, ELGIN, IL 60124-8437
Transaction TypeMortgage
Record UpdatedMay 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034899
DateMay 4, 2021
Instrument2021K034899
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate3.25%

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateDec 21, 2018
Property Address38W169 TIPI LN, ELGIN, IL 60124-8437
Document Number0000061386
Instrument DateDec 6, 2018
Instrument2018K061386
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEYS TITLE GUARANTY FUN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address38W169 TIPI LN, ELGIN, IL 60124-8437

Mortgage

Document Number0000061387
DateDec 21, 2018
Instrument2018K061387
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,163.00 (+11.59%) Homeowner's exemption Senior Citizen's exemption$120,533 (+8.57%) Land $36,395 Building $84,138$361,744 (+8.57%) Land $109,229 Building $252,515
2024$111,019 (+21.39%) Land $33,522 Building $77,497$333,190 (+21.44%) Land $100,606 Building $232,584
2022$6,419.00 (+6.66%) Homeowner's exemption$91,455 (+6.96%) Land $27,615 Building $63,840$274,365 (+6.96%) Land $82,845 Building $191,520
2021$6,018.00 Homeowner's exemption$85,504 Land $25,818 Building $59,686$256,512 Land $77,454 Building $179,058

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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