38W190 Tipi Ln, Elgin, IL 60124 Property Records

Kane County property record for 38W190 Tipi Ln, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,640 sqft · built 1974
Lot Size0.618 acres (26,907 sqft)
Owner2 Individual Names on Record
Last Sale$277,000 (Jun 2000)
Tax Bill$10,360 (2025)
Deeds & MortgagesJul 2021 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN06-30-276-010

Property Details

APN / Parcel Number

Primary APN06-30-276-010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,640 sqft Living Area
Gross Area3,924 sqft
1st Floor Area2,640 sqft
Basement Area1,284 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick
Foundation TypeRaised
Lot Area26,907 sqft (0.618 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address38W190 TIPI LN
CityELGIN
StateIL
Zip60124-8437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCATATOGA SUB LOT 69
Legal SubdivisionCATATOGA SUB
Legal Block3
Legal Lot Number69
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3027
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38W190 TIPI LN, ELGIN, IL 60124-8437
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK
May 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2000 · Amount on Record
Deed SaleJun 12, 2000 · Amount on Record
Deed Document Number200046417
Prior Transfer DateJan 1, 1999
Prior Transfer Doc0000084779
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address38W190 TIPI LN, ELGIN, IL 60124-8437
Transaction TypeMortgage
Record UpdatedAug 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058373
DateJul 30, 2021
Instrument2021K058373
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address38W190 TIPI LN, ELGIN, IL 60124-8437
Transaction TypeMortgage
Record UpdatedMay 21, 2021
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037183
DateMay 12, 2021
Instrument2021K037183
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWATERMAN, IL 60556
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,360.00 (+12.07%) Homeowner's exemption Senior Citizen's exemption$167,193 (+8.57%) Land $36,395 Building $130,798$501,780 (+8.57%) Land $109,229 Building $392,551
2024$153,995 (+21.39%) Land $33,522 Building $120,473$462,170 (+21.44%) Land $100,606 Building $361,564
2022$9,244.00 (+6.35%) Homeowner's exemption$126,856 (+6.96%) Land $27,615 Building $99,241$380,568 (+6.96%) Land $82,845 Building $297,723
2021$8,692.00 Homeowner's exemption$118,601 Land $25,818 Building $92,783$355,803 Land $77,454 Building $278,349

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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