3898 River Ranch Rd, Vernon, FL 32462 Property Records

Washington County property record for 3898 River Ranch Rd, Vernon, FL 32462

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,248 sqft · built 2006
Lot Size	0.457 acres (19,950 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Dec 2017)
Tax Bill	$1,502 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`000054560029`

Property Details

APN / Parcel Number

Primary APN	`000054560029`
Alternative APN	`54560029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,248 sqft Heated Area
Gross Area	2,022 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,950 sqft (0.457 acres)
Porch	Finished/Screened Porch
Porch Area	204 sqft
Patio Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000054560029
Street Address	3898 RIVER RANCH RD
City	VERNON
State	FL
Zip	32462
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	28 2 16 .49 ORB 1105 P 319 LOT 29 RIVER RANCH RETREATS UNREC PLAT, LESS S 30' AS DESC IN ORB 1105 P 319.
Legal Range	16W
Legal Township	02N
Legal Section	28
Legal Block	5456
Legal Lot Number	29
Jurisdiction	WASHINGTON FL
Township / Civil Division	CARYVILLE
Census Block Group	3
Census Block	3120
Census Tract	970200

Owner

3898 River Ranch Rd, a residential property, is owned by two individuals who bought it in December 2017.

Source: Washington County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	96 THOMPSON RD, MIDWAY, AL 36053-2814
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2017	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR
Feb 3, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on File
Deed Sale	Dec 1, 2017 · Amount on File
Prior Sale	Mar 15, 2017
Deed Document Number	201767008222
Deed Book / Page	1105 / 319
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 1, 2017
Property Address	3898 RIVER RANCH RD, VERNON, FL 32462
Document Number	0067008222
Book / Page	001105 / 000319
Instrument Date	Nov 30, 2017
Instrument	67008222
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	MTI TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 THOMPSON RD MIDWAY AL 360532814, MIDWAY, AL 36053-2814

Mortgage

Document Number	67008223
Date	Dec 1, 2017
Book Page	001105/000321
Instrument	67008223

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 3, 2017
Property Address	3898 RIVER RANCH RD, VERNON, FL 32462
Document Number	0067000665
Book / Page	001081 / 000277
Instrument Date	Feb 3, 2017
Instrument	67000665
Transaction Type	Transfer
Record Updated	Feb 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1677 CALHOUN RD HAMILTON GA 318116415, HAMILTON, GA 31811-6415

Tax Assessment & Valuation

The 2025 property tax bill for 3898 River Ranch Rd was $1,502, up 9% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,502.00 (+9%)	$119,023 (-0.04%) Land $11,542 Building $107,481	$119,023 (-0.04%) Land $11,542 Building $107,481
2024	$1,378.00 (+12.03%)	$119,076 (+19.07%) Land $11,542 Building $107,534	$119,076 (+19.07%) Land $11,542 Building $107,534
2023	$1,230.00 (+8.56%)	$100,004 (+8.64%) Land $11,542 Building $88,462	$100,004 (+8.64%) Land $11,542 Building $88,462
2022	$1,133.00	$92,052 Land $11,542 Building $80,510	$92,052 Land $11,542 Building $80,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3898 River Ranch Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3898 River Ranch Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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