3898 E Patterson Rd, Beavercreek (Dayton), OH 45430 Property Records

Greene County property record for 3898 E Patterson Rd, Beavercreek, OH 45430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,910 sqft · built 1950
Lot Size	0.617 acres (26,881 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jun 2023)
Tax Bill	$5,664 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B422015217`

Property Details

APN / Parcel Number

Primary APN	`B422015217`
Alternative APN	`B42-0002-0015.0-0217.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	26,881 sqft (0.617 acres)
Lot Dimensions	336 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3898 E PATTERSON RD
City	BEAVERCREEK
State	OH
Zip	45430-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	THE GARDENS ALL LOT 2 3898 E PATTERSON RD
Legal Subdivision	THE GARDENS
Legal Lot Number	2
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	2
Census Block	2012
Census Tract	210300

Owner

3898 E Patterson Rd is owned and occupied by an individual who bought it in June 2023.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3898 E PATTERSON RD, BEAVERCREEK, OH 45430-1106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Survivorship Deed, Transfer · VA Mortgage UNION SAVINGS BANK
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 10, 2018	Warranty Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on File
Deed Sale	Jun 7, 2023 · Amount on File
Prior Sale	Dec 10, 2018 · Amount on File
Deed Document Number	20237464
Record Updated	Oct 29, 2026

June 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	GREENE OH
Recording Date	Jun 7, 2023
Property Address	3898 E PATTERSON RD, BEAVERCREEK, OH 45430-1106
Document Number	0000007464
Map Reference	CAB 32 PG 41B
Instrument Date	May 26, 2023
Instrument	2023007464
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	FIRST OHIO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3898 E PATTERSON RD, BEAVERCREEK, OH 45430-1106

Mortgage

Document Number	0000007465
Date	Jun 7, 2023
Instrument	2023007465

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3898 E PATTERSON RD, BEAVERCREEK, OH 45430-1106
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021011118
Date	May 6, 2021
Instrument	2021011118

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2041

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Dec 10, 2018
Property Address	3898 E PATTERSON RD, BEAVERCREEK, OH 45430-1106
Document Number	0000020228
Instrument Date	Dec 6, 2018
Instrument	20228
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3898 E PATTERSON RD BEAVERCREEK OH 454301106, BEAVERCREEK, OH 45430-1106

Mortgage

Document Number	20229
Date	Dec 10, 2018
Instrument	20229

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Dec 9, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3898 E Patterson Rd was $5,664, down 1.9% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Beavercreek City
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,664.00 (-1.89%)	$86,710 (-) Land $18,980 Building $67,730
2024	$5,773.00 (+1.46%)	$86,710 (-) Land $18,980 Building $67,730
2023	$5,690.00 (+21.56%)	$86,710 (+34.21%) Land $18,980 Building $67,730	$247,730 Land $54,230 Building $193,500
2022	$4,681.00	$64,610 Land $14,060 Building $50,550
2020			$184,600 Land $40,160 Building $144,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3898 E Patterson Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (1980–2026)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3898 E Patterson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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