3897 E Patterson Rd, Beavercreek (Dayton), OH 45430 Property Records

Greene County property record for 3897 E Patterson Rd, Beavercreek, OH 45430

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,738 sqft · built 1928
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Dec 2011)
Tax Bill	$6,043 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`B422015210`

Property Details

APN / Parcel Number

Primary APN	`B422015210`
Alternative APN	`B42-0002-0015.0-0210.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,738 sqft Living Area
1st Floor Area	1,269 sqft
Basement Area	1,269 sqft
Unfinished Basement	1,269 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	87,120 sqft (2 acres)
Lot Width	224 ft Width
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3897 E PATTERSON RD
City	BEAVERCREEK
State	OH
Zip	45430-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	7-2-2 E SIDE 3897 E PATTERSON RD
Jurisdiction	GREENE OH
Township / Civil Division	BEAVERCREEK
Census Block Group	3
Census Block	3005
Census Tract	210300

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3897 E PATTERSON RD, BEAVERCREEK, OH 45430-1141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Jul 6, 2020	Loan Modification, Mortgage · FHA Mortgage CITIMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2011 · Amount on Record
Deed Sale	Dec 5, 2011 · Amount on Record
Deed Document Number	201135
Deed Book / Page	3197 / 717
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	3897 E PATTERSON RD, BEAVERCREEK, OH 45430-1141
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3897 E PATTERSON RD, BEAVERCREEK, OH 45430-1141

Mortgage

Document Number	0000010376
Date	May 25, 2022
Instrument	2022010376

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Aug 1, 2050

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GREENE OH
Property Address	3897 E PATTERSON RD, BEAVERCREEK, OH 45430-1141
Document Number	0000017842
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3897 E PATTERSON RD BEAVERCREEK OH 454301141, BEAVERCREEK, OH 45430-1141

Mortgage

Document Number	0000017842
Date	Sep 10, 2020
Instrument	17842

Lender

Name	CITIMORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Beavercreek City
County	Greene County
County Subdivision	Beavercreek Township
Unified School District	Beavercreek City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,043.00 (-1.88%)	$92,510 (-) Land $38,840 Building $53,670
2024	$6,159.00 (-0.52%)	$92,510 (-) Land $38,840 Building $53,670
2023	$6,191.00 (+20.75%)	$92,510 (+33.42%) Land $38,840 Building $53,670	$264,310 (+33.42%) Land $110,960 Building $153,350
2022	$5,127.00	$69,340 Land $28,760 Building $40,580
2020			$198,110 Land $82,160 Building $115,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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