3896 E Main St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 3896 E Main St, Benton Harbor, MI 49022 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,020 sqft · built 1938
Lot Size	0.129 acres (5,619 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (May 2021)
Tax Bill	$748 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-6750-0012-00-1`

Property Details

APN / Parcel Number

Primary APN	`10-6750-0012-00-1`
Alternative APN	`11-10-6750-0012-00-1`

Interior

Full Baths	1 Bath
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	94 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3896 E MAIN ST
City	BENTON HARBOR
State	MI
Zip	49022-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 RIVERSIDE, EXCEPT THE W. 60' OF THE N 30' THEREOF.
Legal Subdivision	RIVERSIDE
Legal Lot Number	12
Legal Unit	12
Jurisdiction	BERRIEN MI
Township / Civil Division	HAGAR
Census Block Group	1
Census Block	1031
Census Tract	10100

Owner

Source: Berrien County records · APN 10-6750-0012-00-1

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3896 MAIN ST, RIVERSIDE, MI 49084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 07, 2021	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
May 07, 2021	Fiduciary Deed, Transfer
Mar 11, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 2021 · Amount on Record
Deed Sale	May 07, 2021 · Amount on Record
Prior Sale	Apr 08, 2013 · Amount on Record
Deed Book / Page	3326 / 2267
Prior Transfer Date	Mar 06, 2019
Prior Transfer Doc	03231/1681
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 07, 2021
Property Address	3896 E MAIN ST, BENTON HARBOR, MI 49022-9715
Document Number	03326/2267
Book / Page	3326 / 2267
Instrument Date	Apr 01, 2021
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	VAN BUREN CNTY TITLE, VAN BUREN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30278 WHITE OAK DR, BANGOR, MI 49013-9521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2670 LAKE PINE DR # 243, 243, SAINT JOSEPH, MI 49085-9210

Mortgage

Document Number	0033262270
Date	May 07, 2021
Instrument	3326/2270

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

May 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BERRIEN MI
Recording Date	May 07, 2021
Property Address	3896 E MAIN ST, BENTON HARBOR, MI 49022-9715
Document Number	03326/2262
Book / Page	3326 / 2262
Instrument Date	Mar 30, 2021
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30278 WHITE OAK DR, BANGOR, MI 49013-9521

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 11, 2019
Property Address	3896 E MAIN ST, BENTON HARBOR, MI 49022-9715
Document Number	03231/1681
Book / Page	3231 / 1681
Instrument Date	Mar 06, 2019
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	00000

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Hagar Township
Elementary School District	Hagar Township School District 6 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,000 (+2.46%)	$100,000 (+2.46%)
2025	$748.00 (+2.89%) Homeowner's exemption	$48,800 (+33.33%)	$97,600 (+33.33%)
2024	$727.00 (+11.16%)
2023		$36,600	$73,200
2022	$654.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	13 (1985–1998)
Claims Outside the SFHA	6 of 13
Most Recent Claim	May 1998, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 73 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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