3094 E Main St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 3094 E Main St, Benton Harbor, MI 49022 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 2005
Lot Size	2.07 acres (90,169 sqft)
Owner	Individual Name on File
Last Sale	$103,000 (Aug 2017)
Tax Bill	$1,991 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-0015-0035-08-1`

Property Details

APN / Parcel Number

Primary APN	`03-0015-0035-08-1`
Alternative APN	`11-03-0015-0035-08-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,402 sqft Living Area
1st Floor Area	1,402 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Modular
Lot Area	90,169 sqft (2.07 acres)
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3094 E MAIN ST
City	BENTON HARBOR
State	MI
Zip	49022-9745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE SE COR SEC 15 T4S R18W TH N89DEG52'22W 651.30' TH N 668.80' TH N89DEG52'22"W 511.54' TO POB TH N89DEG52'22"W
Legal Range	18W
Legal Township	04S
Legal Section	15
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1038
Census Tract	2400

Owner

Source: Berrien County records · APN 03-0015-0035-08-1

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3094 E MAIN ST, BENTON HARBOR, MI 49022-9745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Apr 28, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2017	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2017 · Amount on Record
Deed Sale	Aug 23, 2017 · Amount on Record
Deed Book / Page	3181 / 586
Last Transfer Date	Apr 28, 2023
Transfer Doc	003403/219
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	3094 E MAIN ST, BENTON HARBOR, MI 49022-9745
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3094 E MAIN ST, BENTON HARBOR, MI 49022-9745

Mortgage

Document Number	03352/2149
Date	Nov 10, 2021
Book Page	3352/2149

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 28, 2023
Property Address	3094 E MAIN ST, BENTON HARBOR, MI 49022-9745
Document Number	003403/219
Book / Page	3403 / 219
Instrument Date	Apr 28, 2023
Instrument	2023379626
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Amount	Amount Recorded
Tax	$56.25
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3094 E MAIN ST BENTON HARBOR, BENTON HARBOR, MI 49022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3094 E MAIN ST BENTON HARBOR, BENTON HARBOR, MI 49022

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 23, 2017
Property Address	3094 E MAIN ST, BENTON HARBOR, MI 49022-9745
Document Number	03181/0586
Book / Page	3181 / 0586
Instrument Date	Aug 22, 2017
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3094 E MAIN ST, BENTON HARBOR, MI 49022-9745

Mortgage

Document Number	03181/0258
Date	Aug 23, 2017
Book Page	3181/0258

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,200 (+17.53%)	$190,400 (+17.53%)
2025	$1,991.00 (+13.64%)
2023		$81,000	$162,000
2022	$1,752.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210024001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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