3871 E Main St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 3871 E Main St, Benton Harbor, MI 49022 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 576 sqft · built 1955
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$53,500 (Jun 2018)
Tax Bill$612 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-0027-0036-03-1

Property Details

APN / Parcel Number

Primary APN10-0027-0036-03-1
Alternative APN
  • 11-10-0027-0036-03-1

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area576 sqft Living Area
1st Floor Area576 sqft
Basement Area576 sqft
Unfinished Basement576 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRaised Ranch
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3871 E MAIN ST
CityBENTON HARBOR
StateMI
Zip49022-9715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 1087.5'N & 366'E OF THE SW COR OF THE E1/2 OF THE NE1/4 SEC 27 T3S R18W TH E 124'TH N 60'TH W 124'TH S 60'TO BEG
Legal Range18W
Legal Township03S
Legal Section27
JurisdictionBERRIEN MI
Township / Civil DivisionHAGAR
Census Block Group1
Census Block1029
Census Tract10100

Owner

Source: Berrien County records · APN 10-0027-0036-03-1

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address85124 68TH ST, WATERVLIET, MI 49098-9426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Line of Credit
HONOR CU
Jun 18, 2018Warranty Deed, Transfer · Conventional Mortgage
HONOR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2018 · Amount on Record
Deed SaleJun 18, 2018 · Amount on Record
Prior SaleJun 18, 2018 · Amount on Record
Deed Book / Page3208 / 2755
Prior Transfer DateApr 07, 2004
Prior Transfer Doc2499000112
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address3871 E MAIN ST, BENTON HARBOR, MI 49022-9715
Transaction TypeMortgage
Record UpdatedNov 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03317/2656
DateMar 15, 2021
Book Page3317/2656
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 12, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJun 18, 2018
Property Address3871 E MAIN ST, BENTON HARBOR, MI 49022-9715
Document Number03208/2755
Book / Page3208 / 2755
Instrument DateJun 11, 2018
Transaction TypeTransfer
Record UpdatedNov 09, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$460.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address85124 68TH ST, WATERVLIET, MI 49098-9426

Mortgage

Document Number0032082757
DateJun 18, 2018
Instrument3208/2757
Lender
NameHONOR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term85 Months
DueJul 01, 2025

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionHagar Township
Elementary School DistrictHagar Township School District 6 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$52,300 (+51.59%)$104,600 (+51.59%)
2025$612.00 (+14.18%)
2023$34,500$69,000
2022$536.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims13 (1985–1998)
Claims Outside the SFHA6 of 13
Most Recent ClaimMay 1998, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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