38953 490th St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 38953 490th St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,240 sqft · built 1998
Lot Size	3.56 acres (155,074 sqft)
Owner	Individual Name on Record
Tax Bill	$5,190 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01.023.0155`

Property Details

APN / Parcel Number

Primary APN	`01.023.0155`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	155,074 sqft (3.56 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38953 490TH ST
City	SAINT PETER
State	MN
Zip	56082-5029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMB; BEG 505.05'E OF NW SEC COR; E243.69';S519.38';S160.62'; NW159.40';NW123.46';N178.32'; NW23.16';N357.21' TO POB. TOTAL A
Legal Range	27
Legal Township	109
Legal Section	23
Jurisdiction	NICOLLET MN
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2089
Census Tract	480200

Owner

Source: Nicollet County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38953 490TH ST, SAINT PETER, MN 56082-5029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage MINNESOTA VALLEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	38953 490TH ST, SAINT PETER, MN 56082-5029
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000346230
Date	Feb 24, 2023
Instrument	346230

Lender

Name	MINNESOTA VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	38953 490TH ST, SAINT PETER, MN 56082-5029
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	329118
Date	Sep 23, 2019
Instrument	329118

Lender

Name	MINNESOTA VALLEY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
County Subdivision	Belgrade Township
Unified School District	Mankato Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,190.00 Homeowner's exemption	$534,600 (+6.94%) Land $98,800 Building $435,800	$534,600 (+6.94%) Land $98,800 Building $435,800
2025	$5,190.00 (+6.18%)
2023	$4,888.00 Homeowner's exemption	$499,900 Land $88,800 Building $411,100	$499,900 Land $88,800 Building $411,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2010–2024)
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Nuvera Communications Fixed Wireless	100 / 20
Fidium Fiber DSL	10 / 1

May also be available: Netwave Broadband, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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