Nicollet County property record for 38821 490th St, Saint Peter, MN 56082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,341 sqft · built 1998 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,988 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Oct 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.023.0120 |
| Primary APN | 01.023.0120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,341 sqft Living Area |
| 1st Floor Area | 814 sqft |
| Basement Area | 1,649 sqft |
| Finished Basement | 1,338 sqft |
| Unfinished Basement | 409 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 712 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 496 sqft |
| Patio Area | 407 sqft |
| Utility Building | 3,150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 38821 490TH ST |
|---|---|
| City | SAINT PETER |
| State | MN |
| Zip | 56082-5030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 1315.35' E OF NW COR SEC 23;E1216.96';S593.5'; W623.09'; NW181.51'; N397.47'; W503.40'; N40' TO POB ACRES 10.00 |
| Legal Range | 27 |
| Legal Township | 109 |
| Legal Section | 23 |
| Jurisdiction | NICOLLET MN |
| Township / Civil Division | BELGRADE |
| Census Block Group | 2 |
| Census Block | 2089 |
| Census Tract | 480200 |
38821 490th St is owned and occupied by an individual who acquired it in October 2017.
Source: Nicollet County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38821 490TH ST, SAINT PETER, MN 56082-5030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF MANKATO |
| Oct 19, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 3, 2017 |
| Transfer Doc | 321477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 38821 490TH ST, SAINT PETER, MN 56082-5030 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 330835 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | 330835 |
| Name | BANK OF MANKATO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NICOLLET MN |
| Recording Date | Oct 19, 2017 |
| Property Address | 38821 490TH ST, SAINT PETER, MN 56082-5030 |
| Document Number | 321477 |
| Instrument Date | Oct 3, 2017 |
| Instrument | 321477 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38821 490TH ST, SAINT PETER, MN 56082-5030 |
The 2026 property tax bill for 38821 490th St was $7,988 with a homeowner's exemption.
Source: Nicollet County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Nicollet County |
| County Subdivision | Belgrade Township |
| Unified School District | Mankato Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,988.00 Homeowner's exemption | $766,300 (+3.99%) Land $140,000 Building $626,300 | $766,300 (+3.99%) Land $140,000 Building $626,300 |
| 2025 | $7,988.00 Homeowner's exemption | $736,900 Land $130,000 Building $606,900 | $736,900 Land $130,000 Building $606,900 |
| 2023 | $8,186.00 Homeowner's exemption | $780,600 Land $130,000 Building $650,600 | $780,600 Land $130,000 Building $650,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38821 490th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38821 490th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Fidium Fiber DSL | 75 / 5 |
May also be available: Netwave Broadband, Nuvera Communications.
4G LTE (outdoors only), no 5G reported
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