Nicollet County property record for 38417 490th St, Saint Peter, MN 56082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,586 sqft · built 1991 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Mar 2022) |
| Tax Bill | $5,982 (2026) |
| Deeds & Mortgages | May 2012 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01.023.1105 |
| Primary APN | 01.023.1105 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,586 sqft Living Area |
| 1st Floor Area | 224 sqft |
| Attic | Attic |
| Attic Area | 418 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 960 sqft |
| Unfinished Basement | 160 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 120 sqft |
| Patio Area | 170 sqft |
| Utility Building | 2,400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 38417 490TH ST |
|---|---|
| City | SAINT PETER |
| State | MN |
| Zip | 56082-5054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NW1/4 OF NW1/4 = 1.46 AC; &; PT OF W1/2 OF NW1/4 OF NE1/4 (AKA PARCEL C) = 8.54 AC; TOTAL =10.00 ACRES |
| Legal Range | 27 |
| Legal Township | 109 |
| Legal Section | 23 |
| Jurisdiction | NICOLLET MN |
| Township / Civil Division | BELGRADE |
| Census Block Group | 2 |
| Census Block | 2089 |
| Census Tract | 480200 |
Source: Nicollet County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38417 490TH ST, SAINT PETER, MN 56082-5054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2012 | Deed of Trust, Mortgage NICOLLET COUNTY BANK OF ST PETER |
| Apr 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage PIONEER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on Record |
| Deed Sale | Mar 29, 2022 · Amount on Record |
| Deed Document Number | 20221393182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NICOLLET MN |
| Property Address | 38417 490TH ST, SAINT PETER, MN 56082-5054 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000297244 |
|---|---|
| Date | May 2, 2012 |
| Instrument | 297244 |
| Name | NICOLLET COUNTY BANK OF ST PETER |
|---|---|
| Address | 220 S 3RD ST, SAINT PETER, MN 56082 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 1, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NICOLLET MN |
| Recording Date | Apr 1, 2022 |
| Property Address | 38417 490TH ST, SAINT PETER, MN 56082-5054 |
| Document Number | 0000342453 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 342453 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,402.50 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 38417 490TH ST, SAINT PETER, MN 56082-5054 |
| Document Number | 0000342454 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 342454 |
| Name | PIONEER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Nicollet County assessment roll, as of July 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Nicollet County |
| County Subdivision | Belgrade Township |
| Unified School District | Mankato Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,982.00 Homeowner's exemption | $585,800 (+5.06%) Land $140,000 Building $445,800 | $585,800 (+5.06%) Land $140,000 Building $445,800 |
| 2025 | $5,982.00 (+5.76%) | ||
| 2023 | $5,656.00 | $557,600 Land $130,000 Building $427,600 | $557,600 Land $130,000 Building $427,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2010–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Fidium Fiber DSL | 75 / 5 |
May also be available: Netwave Broadband, Nuvera Communications.
4G LTE (outdoors only), no 5G reported
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