3995 Vincent Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3995 Vincent Rd, Clyde, MI 48049

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,351 sqft · built 1941
Lot Size2.5 acres (108,900 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Jul 2009)
Tax Bill$1,563 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN74-15-027-2001-000

Property Details

APN / Parcel Number

Primary APN74-15-027-2001-000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,351 sqft Living Area
1st Floor Area1,351 sqft
Basement Area600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Lot Area108,900 sqft (2.5 acres)
Lot Dimensions503 ft deep x 164 ft wide
Garage Area2,400 sqft
Parking Spaces5 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3995 VINCENT RD
CityCLYDE
StateMI
Zip48049-3805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionN 164.41' OF E 1/2 OF NE 1/4 EXC W 660' SEC 27 T7N R16E 2.5 A
Legal Range16E
Legal Township07N
Legal Section27
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLYDE
Census Block Group3
Census Block3016
Census Tract633100

Owner

3995 Vincent Rd is owned and occupied by an individual who bought it in July 2009.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3995 VINCENT RD, CLYDE, MI 48049-3805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2009 · Amount on File
Deed SaleJul 10, 2009 · Amount on File
Deed Document Number200915971
Deed Book / Page3966 / 275
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address3995 VINCENT RD, CLYDE, MI 48049-3805
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3995 VINCENT RD, CLYDE, MI 48049-3805

Mortgage

Document Number0052820262
DateDec 3, 2020
Book Page5282/262
Instrument2020030566
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3995 Vincent Rd was $1,563 with a homeowner's exemption, up 2.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClyde Township
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$133,800 (+5.94%)$267,600
2025$1,563.00 (+2.16%) Homeowner's exemption$126,300
2024$1,530.00$252,600
2023$100,700
2022$1,207.00$201,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3995 Vincent Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3995 Vincent Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mercury Fiber
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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