Osceola County property record for 3887 Knotty Pine St, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2024 |
| Square Footage | 2,160 sqft Heated Area |
| Lot Size | 3,049 sqft (0.069 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $376,500 (2024) |
| Tax Bill | $6,779.00 (2025) |
| Primary APN | 212630364900013870 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,160 sqft Heated Area |
| Gross Area | 2,712 sqft Gross Area |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,049 sqft (0.069 acres) |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Porch Area | 72 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3887 KNOTTY PINE ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6350 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | HAVENFIELD AT CROSS PRAIRIE PH 2 PB 34 PGS 102-106 LOT 387 |
| Legal Phase | 2 |
| Legal Lot Number | 387 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 43209 |
Source: Osceola County records · APN 212630364900013870
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3887 KNOTTY PINE ST, SAINT CLOUD, FL 34772-6350 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 15, 2024 · Amount on Record |
| Deed Sale | Aug 15, 2024 · Amount on Record |
| Deed Doc Number | 2024105986 |
| Deed Book / Page | 6650 / 524 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 15, 2024 |
| Property Address | 3887 KNOTTY PINE ST, SAINT CLOUD, FL 34772-6350 |
| Document Number | 0066500524 |
| Book / Page | 6650 / 524 |
| Map Reference | MB 34 PG 102-106 |
| Instrument Date | Jul 29, 2024 |
| Instrument | 2024105986 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | UNKNOWN, CLEAR TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,635.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 283 CRANES ROOST BLVD #250250, 250250, PORTSMOUTH, VA 23701 |
| Name | Verified Name |
|---|---|
| Address | 3887 KNOTTY PINE ST, SAINT CLOUD, FL 34772-6350 |
| Document Number | 2024105987 |
|---|---|
| Date | Aug 15, 2024 |
| Instrument | 2024105987 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 7.37% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10.3% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | High above 88% of the US · above 80% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 159 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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