Cass County property record for 3895 Division St W, Backus, MN 56435
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1.5 ba · 990 sqft · built 1993 |
| Lot Size | 4.63 acres (201,683 sqft) |
| Owner | Individual Name on File |
| Last Sale | $324,900 (May 2026) |
| Tax Bill | $1,284 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| APN | 31-004-2217 |
| Primary APN | 31-004-2217 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Stories | 1 Story |
| Building Area | 990 sqft Base Area |
| 1st Floor Area | 990 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Flooring | Carpet |
| Interior Walls | Log |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Rustic |
| Exterior Material | Stucco |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 201,683 sqft (4.63 acres) |
| Garage Type | Mixed |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 198 sqft |
| Deck Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 21220 |
|---|---|
| Street Address | 3895 DIVISION ST W |
| City | BACKUS |
| State | MN |
| Zip | 56435-2354 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | THAT PT OF GOV LOT 4 AND THAT PT OF GOV |
| Legal Range | 30 |
| Legal Township | 138 |
| Legal Section | 04 |
| Legal Lot Number | 4 |
| Jurisdiction | CASS MN |
| Township / Civil Division | PINE RIVER |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 960600 |
3895 Division St W, a residential property, is owned by an individual who bought it in May 2026.
Source: Cass County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1501 OAKVIEW CT, HUGO, MN 55038-3337 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on File |
| Deed Sale | May 4, 2026 · Amount on File |
| Prior Sale | Mar 24, 2005 · Amount on File |
| Deed Document Number | 2026720478 |
| Prior Transfer Date | Mar 4, 2005 |
| Prior Transfer Doc | 0000496863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MN |
| Recording Date | May 4, 2026 |
| Property Address | 3895 DIVISION ST W, BACKUS, MN 56435-2354 |
| Document Number | 0000720478 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.720478 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | TITLE TEAM-NOBLE ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $108,289.17 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1501 OAKVIEW CT, HUGO, MN 55038-3337 |
| Document Number | 0000720479, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026.720479 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 3895 Division St W was $1,284, down 2% from the year before.
Source: Cass County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cass County |
| County Subdivision | Pine River Township |
| Unified School District | Pine River-Backus Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,284.00 (-1.98%) | ||
| 2025 | $1,310.00 | $244,900 Land $38,300 Building $206,600 | $244,900 Land $38,300 Building $206,600 |
| 2023 | $1,172.00 | ||
| 2022 | $218,600 Land $41,300 Building $177,300 | $218,600 Land $41,300 Building $177,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3895 Division St W.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3895 Division St W is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
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