Cass County property record for 3851 Division St W, Backus, MN 56435
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,760 sqft · built 1985 |
| Lot Size | 42.3 acres (1,842,588 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $356,000 (Apr 2026) |
| Tax Bill | $2,032 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale + 2 more |
| APN | 31-004-2101 |
| Primary APN | 31-004-2101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,760 sqft Base Area |
| 1st Floor Area | 1,760 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,842,588 sqft (42.3 acres) |
| Lot Width | 1 ft Width |
| View / Lot | Waterfront / Beach |
| Garage Area | 1,140 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 632 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 21206 |
|---|---|
| Street Address | 3851 DIVISION ST W |
| City | BACKUS |
| State | MN |
| Zip | 56435-2354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOVT LOT 3 EXC THE WLY 3 RODS THEREOF |
| Legal Range | 30 |
| Legal Township | 138 |
| Legal Section | 04 |
| Legal Lot Number | 3 |
| Jurisdiction | CASS MN |
| Township / Civil Division | PINE RIVER |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 960600 |
3851 Division St W is owned and occupied by two individuals who bought it in April 2026.
Source: Cass County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3851 DIVISION ST W, BACKUS, MN 56435-2354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK |
| Apr 29, 2026 | Deed, Transfer TITLE STREAM, TITLE TEAM |
| Dec 23, 2025 | Warranty Deed, Transfer |
| Jun 17, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL MINNESOTA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on File |
| Deed Sale | Apr 29, 2026 · Amount on File |
| Prior Sale | Dec 23, 2025 · Amount on File |
| Deed Document Number | 2026720347 |
| Prior Transfer Date | Apr 21, 2026 |
| Prior Transfer Doc | 0000720346 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CASS MN |
| Recording Date | Apr 29, 2026 |
| Property Address | 3851 DIVISION ST W, BACKUS, MN 56435-2354 |
| Document Number | 0000720347 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026.720347 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118,654.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3851 DIVISION ST W, BACKUS, MN 56435-2354 |
| Document Number | 0000720348, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 2026.720348 |
| Name | AMERICAN NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 23, 2031 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CASS MN |
| Recording Date | Apr 29, 2026 |
| Property Address | 3851 DIVISION ST W, BACKUS, MN 56435-2354 |
| Document Number | 0000720346 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026720346 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Amount | Amount on Record |
|---|---|
| Tax | $166.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3851 DIVISION ST W, BACKUS, MN 56435-2354 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MN |
| Recording Date | Dec 23, 2025 |
| Property Address | 3851 DIVISION ST W, BACKUS, MN 56435-2354 |
| Document Number | A000717450 |
| Instrument Date | Dec 18, 2025 |
| Instrument | A000717450 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3851 DIVISION ST W, BACKUS, MN 56435-2354 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MN |
| Recording Date | Jun 17, 2020 |
| Property Address | 3851 DIVISION ST W, BACKUS, MN 56435-2354 |
| Document Number | A000660441 |
| Instrument Date | Jun 12, 2020 |
| Instrument | A000660441 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3851 DIVISION ST W, BACKUS, MN 56435-2354 |
| Document Number | A000660442 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | A000660442 |
| Name | CENTRAL MINNESOTA CU |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 3851 Division St W was $2,032 with a homeowner's exemption, up 4.5% from the year before.
Source: Cass County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cass County |
| County Subdivision | Pine River Township |
| Unified School District | Pine River-Backus Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,032.00 (+4.53%) Homeowner's exemption | ||
| 2025 | $1,944.00 | $430,600 (+0.12%) Land $117,900 Building $312,700 | $430,600 (+0.12%) Land $117,900 Building $312,700 |
| 2024 | $430,100 Land $117,900 Building $312,200 | $430,100 Land $117,900 Building $312,200 | |
| 2023 | $1,712.00 | ||
| 2022 | $362,900 Land $81,600 Building $281,300 | $362,900 Land $81,600 Building $281,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3851 Division St W.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3851 Division St W is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
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