Cass County property record for 3889 Division St W, Backus, MN 56435
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 1980 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,032 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2022 Refinance + 1 more |
| APN | 31-004-2215 |
| Primary APN | 31-004-2215 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,008 sqft Base Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Log |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 84,942 sqft (1.95 acres) |
| Garage Type | Mixed |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 392 sqft |
| Deck Area | 168 sqft |
| Patio Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Pole Barn | 1,200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Propane |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 21218 |
|---|---|
| Street Address | 3889 DIVISION ST W |
| City | BACKUS |
| State | MN |
| Zip | 56435-2354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF GOV LOTS 3 & 4, SEC 4-138-30, MORE |
| Legal Range | 30 |
| Legal Township | 138 |
| Legal Section | 04 |
| Legal Lot Number | 3-4 |
| Jurisdiction | CASS MN |
| Township / Civil Division | PINE RIVER |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 960600 |
Source: Cass County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3889 DIVISION ST W, BACKUS, MN 56435-2354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · VA Mortgage LOWER LLC |
| Aug 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Jan 28, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 4, 2005 |
| Transfer Doc | 0000496437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MN |
| Recording Date | Aug 18, 2026 |
| Property Address | 3889 DIVISION ST W, BACKUS, MN 56435-2354 |
| Document Number | 0000723741 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 2026723741 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 3889 DIVISION ST W, BACKUS, MN 56435-2354 |
| Document Number | 0000723741, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 2026723741 |
| Name | LOWER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MN |
| Property Address | 3889 DIVISION ST W, BACKUS, MN 56435-2354 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000687279 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | A000687279 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MN |
| Property Address | 3889 DIVISION ST W, BACKUS, MN 56435-2354 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000668720 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | A000668720 |
| Name | AMERICAN FINANCIAL NETWORK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Cass County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cass County |
| County Subdivision | Pine River Township |
| Unified School District | Pine River-Backus Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,032.00 (-6.35%) Homeowner's exemption | ||
| 2025 | $1,102.00 (+9.76%) | $224,800 (+4.32%) Land $28,900 Building $195,900 | $224,800 (+4.32%) Land $28,900 Building $195,900 |
| 2023 | $1,004.00 | ||
| 2022 | $215,500 Land $21,200 Building $194,300 | $215,500 Land $21,200 Building $194,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
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