Lorain County property record for 38945 E River Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1974 |
| Square Footage | 3,574 sqft Living Area |
| Lot Size | 67,954 sqft (1.55 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (2024) |
| Tax Bill | $5,066.00 (2025) |
| Primary APN | 10-00-006-105-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,574 sqft Living Area |
| 1st Floor | 2,092 sqft 1st Floor |
| 2nd Floor | 1,482 sqft 2nd Floor |
| Upper Floors | 1,482 sqft Upper Floors |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 67,954 sqft (1.55 acres) |
| Depth X Width | 435 ft x 97 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 224 sqft Shed |
| Patio Area | 204 sqft Patio |
| Porch | Open Porch |
| Porch Area | 830 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 38945 E RIVER RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8423 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 22-10-006C -086-00 |
| Legal Subdivision | CARLISLE SEC 06 |
| Legal Block | 105 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | CARLISLE |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-006-105-002
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 38945 E RIVER RD, ELYRIA, OH 44035-8423 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2024 · Amount on Record |
| Deed Sale | Nov 01, 2024 · Amount on Record |
| Prior Sale | Jul 13, 2001 · Amount on Record |
| Deed Doc Number | 2024005914 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 01, 2024 |
| Property Address | 38945 E RIVER RD, ELYRIA, OH 44035-8423 |
| Document Number | 0000032001 |
| Instrument Date | Oct 30, 2024 |
| Instrument | 2024-0032001 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38945 E RIVER RD, ELYRIA, OH 44035-8423 |
| Document Number | 0000032002 |
|---|---|
| Date | Nov 01, 2024 |
| Instrument | 2024-0032002 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2054 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,066.00 | $116,900 (+%) Land $16,530 Building $100,370 | $333,990 (-) Land $47,220 Building $286,770 |
| 2024 | $5,066.00 (+1.06%) | $116,897 (+14.5%) Land $16,527 Building $100,370 | $333,990 (+14.5%) Land $47,220 Building $286,770 |
| 2023 | $5,013.00 (+0.32%) | $102,096 (%) Land $18,211 Building $83,885 | $291,700 (-) Land $52,030 Building $239,670 |
| 2022 | $4,997.00 | $102,100 Land $18,210 Building $83,890 | |
| 2021 | $291,700 Land $52,030 Building $239,670 |
38945 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 22nd in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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