Lorain County property record for 38920 E River Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,882 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $239,900 (2021) |
| Tax Bill | $3,320.00 (2025) |
| Primary APN | 10-00-005-107-378 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,882 sqft Living Area |
| 1st Floor | 1,026 sqft 1st Floor |
| 2nd Floor | 842 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 125 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 100 sqft Deck |
|---|---|
| Patio Area | 100 sqft Patio |
| Porch | Open Porch |
| Porch Area | 100 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 38920 E RIVER RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 34-10-005G -052-00 |
| Legal Subdivision | CARLISLE SEC 05 |
| Legal Block | 107 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-005-107-378
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 38920 E RIVER RD, ELYRIA, OH 44035-8424 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2021 · Amount on Record |
| Deed Sale | May 13, 2021 · Amount on Record |
| Prior Sale | Oct 14, 2014 |
| Deed Doc Number | 2021002861 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 13, 2021 |
| Property Address | 38920 E RIVER RD, ELYRIA, OH 44035-8424 |
| Document Number | 0000817774 |
| Instrument Date | May 03, 2021 |
| Instrument | 2021-0817774 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 38920 E RIVER RD, ELYRIA, OH 44035-8424 |
| Document Number | 0000817775 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021-0817775 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,320.00 | $79,700 (%) Land $21,130 Building $58,570 | $227,720 (-) Land $60,380 Building $167,340 |
| 2024 | $3,320.00 (+11.82%) | $79,702 (+25.57%) Land $21,133 Building $58,569 | $227,720 (+25.58%) Land $60,380 Building $167,340 |
| 2023 | $2,969.00 (+1.12%) | $63,470 (-) Land $15,054 Building $48,416 | $181,340 (-) Land $43,010 Building $138,330 |
| 2022 | $2,936.00 | $63,470 Land $15,050 Building $48,420 | |
| 2021 | $181,340 Land $43,010 Building $138,330 |
38920 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 22nd in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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