Lorain County property record for 38908 E River Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1997 |
| Square Footage | 1,717 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $259,900 (2023) |
| Tax Bill | $3,898.00 (2025) |
| Primary APN | 10-00-005-107-379 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,717 sqft Living Area |
| 1st Floor | 1,131 sqft 1st Floor |
| 2nd Floor | 586 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 10,019 sqft (0.23 acres) |
| Depth X Width | 125 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Deck Area | 240 sqft Deck |
|---|---|
| Patio Area | 240 sqft Patio |
| Porch | Open Porch |
| Porch Area | 60 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 38908 E RIVER RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FROM -371 |
| Legal Block | 107 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-005-107-379
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 38908 E RIVER RD, ELYRIA, OH 44035-8424 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 26, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ABSOLUTE HOME MORTGAGE CORP |
| May 15, 2023 | Fiduciary Deed, Transfer · Stand Alone First Mortgage BAMF ENTERPRISES LLC |
| Jan 27, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on Record |
| Deed Sale | Sep 26, 2023 · Amount on Record |
| Prior Sale | May 15, 2023 · Amount on Record |
| Deed Doc Number | 2023005180 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 26, 2023 |
| Property Address | 38908 E RIVER RD, ELYRIA, OH 44035-8424 |
| Document Number | 0000930497 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023-0930497 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Title Company | INFINITE TITLE, INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 38908 E RIVER RD, ELYRIA, OH 44035-8424 |
| Document Number | 0000930498 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | 2023-0930498 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 15, 2023 |
| Property Address | 38908 E RIVER RD, ELYRIA, OH 44035-8424 |
| Document Number | 0000915657 |
| Instrument Date | May 12, 2023 |
| Instrument | 2023-0915657 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000915658 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023-0915658 |
| Name | BAMF ENTERPRISES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 12% |
|---|
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 27, 2022 |
| Property Address | 38908 E RIVER RD, ELYRIA, OH 44035-8424 |
| Document Number | 0000860497 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2022-0860497 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38908 E RIVER RD, ELYRIA, OH 44035-8424 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,898.00 | $94,500 (-) Land $21,130 Building $73,370 | $270,000 (-) Land $60,380 Building $209,620 |
| 2024 | $3,898.00 (+25.02%) | $94,500 (+39.86%) Land $21,133 Building $73,367 | $270,000 (+39.86%) Land $60,380 Building $209,620 |
| 2023 | $3,118.00 (+0.32%) | $67,568 (+0.01%) Land $15,054 Building $52,514 | $193,050 (-) Land $43,010 Building $150,040 |
| 2022 | $3,108.00 | $67,560 Land $15,050 Building $52,510 | |
| 2021 | $193,050 Land $43,010 Building $150,040 |
38908 E River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 22nd in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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