3894 Stone Ridge Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 3894 Stone Ridge Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,596 sqft · built 1978
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$238,140 (Jun 2026)
Tax Bill	$1,278 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093.006.02002077`

Property Details

APN / Parcel Number

Primary APN	`093.006.02002077`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	2,076 sqft
1st Floor Area	912 sqft
Basement Area	684 sqft
Finished Basement	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3894 STONE RIDGE CT
City	ARNOLD
State	MO
Zip	63010-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	CRYSTAL WOOD WEST AMENDED LOT 22
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	CRYSTAL WOOD WEST
Legal Block	4
Legal Lot Number	22
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	4
Census Block	4003
Census Tract	700117

Owner

3894 Stone Ridge Ct is owned and occupied by two individuals who bought it in June 2026.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3894 STONE RIDGE CT, ARNOLD, MO 63010-4129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Quit Claim Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 23, 2022	Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2026 · Amount on File
Deed Sale	Jun 8, 2026 · Amount on File
Prior Sale	May 23, 2022 · Amount on File
Deed Document Number	202615363
Prior Transfer Date	Jun 2, 2026
Prior Transfer Doc	0000015363
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 8, 2026
Property Address	3894 STONE RIDGE CT, ARNOLD, MO 63010-4129
Document Number	0000015363
Instrument Date	Jun 2, 2026
Instrument	202615363
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3894 STONE RIDGE CT, ARNOLD, MO 63010-4129
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015364,
Date	Jun 8, 2026
Instrument	202615364

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	May 23, 2022
Property Address	3894 STONE RIDGE CT, ARNOLD, MO 63010-4129
Document Number	0000017239
Map Reference	MB 69 PG 30
Instrument Date	May 18, 2022
Instrument	2022R-017239
Transaction Type	Transfer
Record Updated	Jun 3, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3894 STONE RIDGE CT, ARNOLD, MO 63010-4129

Mortgage

Document Number	0000017240
Date	May 23, 2022
Instrument	2022R-017240

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3894 Stone Ridge Ct was $1,278, up 3.6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,500 (-) Land $1,800 Building $16,700	$97,200 (-) Land $9,400 Building $87,800
2025	$1,278.00 (+3.57%)	$18,500 Land $1,800 Building $16,700	$97,200 (-) Land $9,400 Building $87,800
2024	$1,234.00 (+0.57%)		$97,200 (+7.05%) Land $9,400 Building $87,800
2023	$1,227.00	$17,300 Land $1,800 Building $15,500	$90,800 Land $9,400 Building $81,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3894 Stone Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3894 Stone Ridge Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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