3890 Stone Ridge Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 3890 Stone Ridge Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1978
Lot Size	0.213 acres (9,275 sqft)
Owner	Individual Name on Record
Last Sale	$181,400 (Nov 2019)
Tax Bill	$1,382 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093.006.02002075`

Property Details

APN / Parcel Number

Primary APN	`093.006.02002075`

Interior

Full Baths	2 Baths
Building Area	960 sqft Living Area
Gross Area	1,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Construction Type	Frame
Lot Area	9,275 sqft (0.213 acres)
Lot Dimensions	100 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	242 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	108 sqft
Deck Area	Deck Area
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3890 STONE RIDGE CT
City	ARNOLD
State	MO
Zip	63010-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	CRYSTAL WOOD WEST AMENDED LOT 21
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	CRYSTAL WOOD WEST
Legal Block	4
Legal Lot Number	21
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	4
Census Block	4003
Census Tract	700117

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3890 STONE RIDGE CT, ARNOLD, MO 63010-4129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2020	Loan Modification, Mortgage · VA Mortgage CALIBER HM LOANS
Nov 20, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	201936541
Prior Transfer Date	May 30, 2019
Prior Transfer Doc	0000015765
Record Updated	Oct 29, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	3890 STONE RIDGE CT, ARNOLD, MO 63010-4129
Document Number	0000049399
Instrument Date	Nov 1, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 STONE RIDGE CT ARNOLD MO 630104129, ARNOLD, MO 63010-4129

Mortgage

Document Number	0000049399
Date	Dec 21, 2020
Instrument	49399

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 20, 2019
Property Address	3890 STONE RIDGE CT, ARNOLD, MO 63010-4129
Document Number	0000036541
Map Reference	MB 69 PG 30
Instrument Date	Nov 14, 2019
Instrument	2019R-036541
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 10, 2023
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 STONE RIDGE CT, ARNOLD, MO 63010-4129
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036542
Date	Nov 20, 2019
Instrument	2019R-036542

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,000 (-) Land $1,800 Building $18,200	$105,000 (-) Land $9,400 Building $95,600
2025	$1,382.00 (+5.26%)	$20,000 (+8.7%) Land $1,800 Building $18,200	$105,000 (-) Land $9,400 Building $95,600
2024	$1,313.00 (+0.61%)		$105,000 (+8.7%) Land $9,400 Building $95,600
2023	$1,305.00	$18,400 Land $1,800 Building $16,600	$96,600 Land $9,400 Building $87,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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