3887 Stone Ridge Ct, Arnold, MO 63010 Property Records

Jefferson County property record for 3887 Stone Ridge Ct, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1 ba · 924 sqft · built 1978
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,216 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093.006.02002065`

Property Details

APN / Parcel Number

Primary APN	`093.006.02002065`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	118 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	552 sqft
Porch	Open Frame Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3887 STONE RIDGE CT
City	ARNOLD
State	MO
Zip	63010-4128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	CRYSTAL WOOD WEST AMENDED LOT 10
Legal Range	6E
Legal Township	42N
Legal Section	06
Legal Subdivision	CRYSTAL WOOD WEST
Legal Block	4
Legal Lot Number	10
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	4
Census Block	4003
Census Tract	700117

Owner

Source: Jefferson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10251 STATE ROAD WW, DITTMER, MO 63023-2969
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jul 18, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3887 STONE RIDGE CT, ARNOLD, MO 63010-4128
Document Number	0000024203
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3887 STONE RIDGE CT ARNOLD MO 630104128, ARNOLD, MO 63010-4128

Mortgage

Document Number	0000024203
Date	Aug 15, 2019
Instrument	24203

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Aug 14, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.52%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3887 STONE RIDGE CT, ARNOLD, MO 63010-4128
Document Number	0000024204
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3887 STONE RIDGE CT ARNOLD MO 630104128, ARNOLD, MO 63010-4128

Mortgage

Document Number	0000024204
Date	Aug 15, 2019
Instrument	24204

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Aug 14, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.52%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,600 (-) Land $1,800 Building $15,800	$92,700 (-) Land $9,400 Building $83,300
2025	$1,216.00 (+2.1%)	$17,600 (+5.39%) Land $1,800 Building $15,800	$92,700 (-) Land $9,400 Building $83,300
2024	$1,191.00 (+0.59%)		$92,700 (+5.34%) Land $9,400 Building $83,300
2023	$1,184.00	$16,700 Land $1,800 Building $14,900	$88,000 Land $9,400 Building $78,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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