3894 Montecito St, San Bernardino, CA 92407 Property Records

San Bernardino County property record for 3894 Montecito St, San Bernardino, CA 92407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,210 sqft · built 1992
Lot Size	0.171 acres (7,450 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Sep 2013)
Tax Bill	$5,567 (2025)
Deeds & Mortgages	Dec 2025 Transfer Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0266-731-09-0000`

Property Details

APN / Parcel Number

Primary APN	`0266-731-09-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,210 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	1,370 sqft
2nd Floor Area	840 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,450 sqft (0.171 acres)
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	569 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3894 MONTECITO ST
City	SAN BERNARDINO
State	CA
Zip	92407-4195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14253 LOT 9
Legal Subdivision	TRACT NO 14253
Legal Tract	14253
Legal Block	3
Legal Lot Number	9
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3007
Census Tract	4603

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3894 MONTECITO ST, SAN BERNARDINO, CA 92407-4195
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Intrafamily Transfer, Transfer
Apr 8, 2021	Intrafamily Transfer, Transfer SERVICELINK
Apr 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 27, 2018	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2013 · Amount on Record
Deed Sale	Sep 9, 2013 · Amount on Record
Deed Document Number	2013396638
Last Transfer Date	Dec 3, 2025
Transfer Doc	0000302908
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 11, 2025
Property Address	3894 MONTECITO ST, SAN BERNARDINO, CA 92407-4195
Document Number	0000302908
Map Reference	MB 237 PG 56&57
Instrument Date	Dec 3, 2025
Instrument	2025-0302908
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3894 MONTECITO ST, SAN BERNARDINO, CA 92407-4195

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 8, 2021
Property Address	3894 MONTECITO ST, SAN BERNARDINO, CA 92407-4195
Document Number	0000161522
Map Reference	MB 237 PG 56&57
Instrument Date	Mar 10, 2021
Instrument	2021-0161522
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3894 MONTECITO ST, SAN BERNARDINO, CA 92407-4195

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 8, 2021
Property Address	3894 MONTECITO ST, SAN BERNARDINO, CA 92407-4195
Document Number	0000161523
Map Reference	MB 237 PG 56&57
Instrument Date	Mar 6, 2021
Instrument	2021-0161523
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3894 MONTECITO ST, SAN BERNARDINO, CA 92407-4195

Mortgage

Document Number	0000161524
Date	Apr 8, 2021
Instrument	2021-0161524

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3894 MONTECITO ST, SAN BERNARDINO, CA 92407-4195
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000475808
Date	Dec 27, 2018
Instrument	2018-0475808

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	BEAVERTON, OR 97006

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$437,632 (+2%) Land $131,289 Building $306,343
2025	$5,567.00 (+4.96%) Homeowner's exemption	$429,051 (+4.04%) Land $128,715 Building $300,336
2023	$5,304.00 (-0.19%) Homeowner's exemption	$412,391 Land $123,717 Building $288,674
2022	$5,314.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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