3871 Montecito St, San Bernardino, CA 92407 Property Records

San Bernardino County property record for 3871 Montecito St, San Bernardino, CA 92407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,298 sqft · built 1993
Lot Size	0.173 acres (7,524 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2011)
Tax Bill	$3,190 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0266-731-30-0000`

Property Details

APN / Parcel Number

Primary APN	`0266-731-30-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	1,739 sqft
1st Floor Area	1,298 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,524 sqft (0.173 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	309 sqft
Patio Area	309 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3871 MONTECITO ST
City	SAN BERNARDINO
State	CA
Zip	92407-4197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14253 LOT 30
Legal Tract	14253
Legal Block	3
Legal Lot Number	30
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3002
Census Tract	4603

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3871 MONTECITO ST, SAN BERNARDINO, CA 92407-4197
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTANTS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2011 · Amount on Record
Deed Sale	Mar 23, 2011 · Amount on Record
Prior Sale	Aug 17, 2007 · Amount on Record
Deed Document Number	2011116099
Prior Transfer Date	Feb 20, 2011
Prior Transfer Doc	0000116100
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3871 MONTECITO ST, SAN BERNARDINO, CA 92407-4197
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 MONTECITO ST, SAN BERNARDINO, CA 92407-4197

Mortgage

Document Number	0000065752
Date	Feb 10, 2021
Instrument	2021-0065752

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	3871 MONTECITO ST, SAN BERNARDINO, CA 92407-4197
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000283636
Date	Aug 19, 2019
Instrument	2019-0283636

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$235,223 (+2%) Land $70,568 Building $164,655
2025	$3,190.00 (+5.04%)	$230,610 (+4.04%) Land $69,184 Building $161,426
2023	$3,037.00 (-0.13%)	$221,655 Land $66,497 Building $155,158
2022	$3,041.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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