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3870 Montecito St, San Bernardino, CA 92407 Property Records

San Bernardino County property record for 3870 Montecito St, San Bernardino, CA 92407

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,778 sqft · built 1992
Lot Size0.156 acres (6,804 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (May 2019)
Tax Bill$5,434 (2025)
Deeds & MortgagesAug 2021 Transfer
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0266-731-07-0000

Property Details

APN / Parcel Number

Primary APN0266-731-07-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,778 sqft Living Area
Gross Area2,414 sqft
1st Floor Area938 sqft
2nd Floor Area840 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area6,804 sqft (0.156 acres)
Garage TypeAttached
Garage Area636 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area92 sqft
Patio Area92 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3870 MONTECITO ST
CitySAN BERNARDINO
StateCA
Zip92407-4195
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 14253 LOT 7
Legal SubdivisionTRACT 14253
Legal Tract14253
Legal Block3
Legal Lot Number7
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group3
Census Block3007
Census Tract4603

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3870 MONTECITO ST, SAN BERNARDINO, CA 92407-4195
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Intrafamily Transfer, Transfer
CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Aug 23, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jun 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL INC
May 24, 2019Grant Deed, Transfer · Conventional Mortgage
UMC MORTGAGE CO
Feb 21, 2019Trustee's Deed, Foreclosure
DOCUMENT PROCESSING SOLUTIONS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2019 · Amount on Record
Deed SaleMay 24, 2019 · Amount on Record
Prior SaleFeb 21, 2019 · Amount on Record
Deed Document Number2019169056
Last Transfer DateAug 12, 2021
Transfer Doc0000378268
Record UpdatedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateAug 23, 2021
Property Address3870 MONTECITO ST, SAN BERNARDINO, CA 92407-4195
Document Number0000378268
Map ReferenceMB 237 PG 56&57
Instrument DateAug 12, 2021
Instrument2021-0378268
Transaction TypeTransfer
Record UpdatedSep 3, 2021
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3870 MONTECITO ST, SAN BERNARDINO, CA 92407-4195

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateAug 23, 2021
Property Address3870 MONTECITO ST, SAN BERNARDINO, CA 92407-4195
Document Number0000378269
Map ReferenceMB 237 PG 56&57
Instrument DateAug 12, 2021
Instrument2021-0378269
Transaction TypeTransfer
Record UpdatedSep 3, 2021
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3870 MONTECITO ST, SAN BERNARDINO, CA 92407-4195

Mortgage

Document Number0000378270
DateAug 23, 2021
Instrument2021-0378270
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3870 MONTECITO ST, SAN BERNARDINO, CA 92407-4195
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000215980
DateJun 29, 2020
Instrument2020-0215980
Lender
NameAMERIFIRST FINANCIAL INC
TypeMortgage Company
AddressGILBERT, AZ 85297
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 23, 2050

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateMay 24, 2019
Property Address3870 MONTECITO ST, SAN BERNARDINO, CA 92407-4195
Document Number0000169056
Map ReferenceMB 237 PG 56&57
Instrument DateMay 23, 2019
Instrument2019-0169056
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3870 MONTECITO ST, SAN BERNARDINO, CA 92407-4195

Mortgage

Document Number0000169057
DateMay 24, 2019
Instrument2019-0169057
Lender
NameUMC MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

February 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSAN BERNARDINO CA
Recording DateFeb 21, 2019
Property Address3870 MONTECITO ST, SAN BERNARDINO, CA 92407-4195
Document Number0000055696
Instrument DateFeb 11, 2019
Instrument55696
Transaction TypeForeclosure
Record UpdatedMar 1, 2019
Title CompanyDOCUMENT PROCESSING SOLUTIONS

Transaction

AmountAmount Recorded
Tax$294.91
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address27372 ALISO CREEK RD ALISO VIEJO CA 926565339, ALISO VIEJO, CA 92656-5339

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalitySan Bernardino City
Unified School DistrictSan Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$426,686 (+2%) Land $128,006 Building $298,680
2025$5,434.00 (+4.96%) Homeowner's exemption$418,320 (+4.04%) Land $125,496 Building $292,824
2023$5,177.00 (-0.17%) Homeowner's exemption$402,076 Land $120,623 Building $281,453
2022$5,186.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN BERNARDINO CITY
serves 214,665 people · EPA ID CA3610039
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

May also be available: GeoLinks, Verizon.

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