38925 Ridge Ct, Hamilton, VA 20158 Property Records

Loudoun County property record for 38925 Ridge Ct, Hamilton, VA 20158

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,763 sqft · built 1979
Lot Size	3.38 acres (147,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Oct 2013)
Tax Bill	$6,321 (2023)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`382-46-5467-000`

Property Details

APN / Parcel Number

Primary APN	`382-46-5467-000`
Alternative APN	`37/7/15`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,763 sqft Living Area
Gross Area	4,029 sqft
1st Floor Area	931 sqft
Basement Area	931 sqft
Finished Basement	931 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	147,233 sqft (3.38 acres)
Garage Type	Detached
Garage Area	624 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Porch
Porch Area	400 sqft
Patio Area	404 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	/37///7////15/
Street Address	38925 RIDGE CT
City	HAMILTON
State	VA
Zip	20158-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR1
Legal Description	WINODEE DIV OF LAND LOT 15 1459--704
Legal Subdivision	WINODEE DIV
Legal Lot Number	15
Jurisdiction	LOUDOUN VA
Township / Civil Division	CATOCTIN
Census Block Group	1
Census Block	1001
Census Tract	610703

Owner

Source: Loudoun County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38925 RIDGE CT, HAMILTON, VA 20158-3121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jun 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2013 · Amount on Record
Deed Sale	Oct 8, 2013 · Amount on Record
Prior Sale	Apr 5, 2000 · Amount on Record
Deed Document Number	201310080081469
Prior Transfer Date	Oct 7, 2013
Prior Transfer Doc	20131007081469
Record Updated	Jun 7, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	38925 RIDGE CT, HAMILTON, VA 20158-3121
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056357
Date	Oct 7, 2022
Instrument	202210070056357

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate
Rate	5.75%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	38925 RIDGE CT, HAMILTON, VA 20158-3121
Document Number	20180622035626
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180622035626
Date	Jun 22, 2018
Instrument	35626

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,321.00	$722,410 Land $234,200 Building $488,210	$722,410 Land $234,200 Building $488,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMILTON serves 2,240 people · EPA ID VA6107150
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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