38835 Ridge Ct, Hamilton, VA 20158 Property Records

Loudoun County property record for 38835 Ridge Ct, Hamilton, VA 20158

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,976 sqft · built 1989
Lot Size	5.11 acres (223,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jun 2013)
Tax Bill	$7,716 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`382-35-1178-000`

Property Details

APN / Parcel Number

Primary APN	`382-35-1178-000`
Alternative APN	`37/7/6`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,976 sqft Living Area
1st Floor Area	2,976 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	223,027 sqft
Garage Type	Attached
Garage Area	528 sqft
Pool Area	800 sqft
Deck Area	Deck Area
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	38835 RIDGE CT
City	HAMILTON
State	VA
Zip	20158-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR1
Legal Description	WINODEE DIV OF LAND LOT 6 200902060006379 WILL 872--99
Legal Subdivision	WINODEE DIV
Legal Block	1
Legal Lot Number	6
Jurisdiction	LOUDOUN VA
Township / Civil Division	CATOCTIN
Census Block Group	1
Census Block	1001
Census Tract	610703

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38835 RIDGE CT, HAMILTON, VA 20158-3119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Feb 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2013 · Amount on Record
Deed Sale	Jun 24, 2013 · Amount on Record
Deed Document Number	201352418
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	38835 RIDGE CT, HAMILTON, VA 20158-3119
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038269
Date	Jun 28, 2022
Instrument	202206280038269

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 10, 2052

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	38835 RIDGE CT, HAMILTON, VA 20158-3119
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	NEW WORLD TITLE AND ESCROW LLC, NEW WORLD TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010406
Date	Feb 18, 2022
Instrument	202202180010406

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,716.00 (+9.32%)	$958,560 (+18.82%) Land $351,800 Building $606,760	$958,560 (+18.82%) Land $351,800 Building $606,760
2023	$7,058.00	$806,720 Land $253,300 Building $553,420	$806,720 Land $253,300 Building $553,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMILTON serves 2,240 people · EPA ID VA6107150
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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