Loudoun County property record for 38908 Ridge Ct, Hamilton, VA 20158
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,569 sqft · built 1980 |
| Lot Size | 3.36 acres (146,797 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (May 2007) |
| Tax Bill | $8,305 (2026) |
| Deeds & Mortgages | Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 382-45-9968-000 |
| Primary APN | 382-45-9968-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,569 sqft Living Area |
| 1st Floor Area | 1,590 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 146,797 sqft |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 38908 RIDGE CT |
|---|---|
| City | HAMILTON |
| State | VA |
| Zip | 20158-3120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR1 |
| Legal Description | WINODEE DIV OF LAND LOT 1 200705300040225 |
| Legal Subdivision | WINODEE DIV |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | CATOCTIN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 610703 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38908 RIDGE CT, HAMILTON, VA 20158-3120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2007 · Amount on Record |
| Deed Sale | May 30, 2007 · Amount on Record |
| Deed Document Number | 200740225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 38908 RIDGE CT, HAMILTON, VA 20158-3120 |
| Document Number | 20181113065613 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20181113065613 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 65613 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,305.00 (+8.41%) | $1,031,690 (+17.83%) Land $325,600 Building $706,090 | $1,031,690 (+17.83%) Land $325,600 Building $706,090 |
| 2023 | $7,661.00 | $875,550 Land $234,100 Building $641,450 | $875,550 Land $234,100 Building $641,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HAMILTON serves 2,240 people · EPA ID VA6107150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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