3890 Prescott Loop, Lakeland, FL 33810 Property Records

Polk County property record for 3890 Prescott Loop, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,085 sqft · built 2007
Lot Size	0.169 acres (7,344 sqft)
Owner	2 Individual Names on File
Last Sale	$199,500 (Mar 2018)
Tax Bill	$2,877 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-27-35-013503-013010`

Property Details

APN / Parcel Number

Primary APN	`23-27-35-013503-013010`
Alternative APNs	`352723013503013010` `52723000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,085 sqft Living Area
Gross Area	2,485 sqft
1st Floor Area	2,085 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,344 sqft (0.169 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Screened/Unfinished Porch
Porch Area	120 sqft

Location & Zoning

Street Address	3890 PRESCOTT LOOP
City	LAKELAND
State	FL
Zip	33810-2777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 13 LOT 1
Legal Range	23E
Legal Township	27S
Legal Section	35
Legal Subdivision	HAMPTON HILLS SOUTH PHASE 2
Legal Phase	2
Legal Tract	13503
Legal Block	13
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1007
Census Tract	12126

Owner

3890 Prescott Loop is owned and occupied by two individuals who bought it in March 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3890 PRESCOTT LOOP, LAKELAND, FL 33810-2777
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Mar 20, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG
Mar 9, 2017	Quit Claim Deed, Transfer MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2018 · Amount on File
Deed Sale	Mar 20, 2018 · Amount on File
Prior Sale	Aug 29, 2007 · Amount on File
Deed Document Number	201860358
Deed Book / Page	10429 / 3
Prior Transfer Date	Feb 1, 2017
Prior Transfer Doc	0000045575
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3890 PRESCOTT LOOP, LAKELAND, FL 33810-2777
Document Number	0114410984
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3890 PRESCOTT LOOP LAKELAND FL 338102777, LAKELAND, FL 33810-2777

Mortgage

Document Number	0114410984
Date	Nov 3, 2020
Book Page	011441/000984
Instrument	234749

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 20, 2018
Property Address	3890 PRESCOTT LOOP, LAKELAND, FL 33810-2777
Document Number	0104290003
Book / Page	010429 / 000003
Instrument Date	Mar 16, 2018
Instrument	60358
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,396.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	347 AUDOBON OAKS DR BLDG 6 #208 LAKELAND FL, 208, LAKELAND, FL

Mortgage

Document Number	104290005
Date	Mar 20, 2018
Book Page	010429/000005
Instrument	60359

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Mar 9, 2017
Property Address	3890 PRESCOTT LOOP, LAKELAND, FL 33810-2777
Document Number	0100852190
Book / Page	010085 / 002190
Instrument Date	Feb 1, 2017
Instrument	45575
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	MIDFLORIDA TITLE PROFESSIONALS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 PRESCOTT LOOP LAKELAND FL 338102777, LAKELAND, FL 33810-2777

Mortgage

Document Number	100852191
Date	Mar 9, 2017
Book Page	010085/002191
Instrument	45576

Lender

Name	MIDFLORIDA CU
Address	129 S KENTUCKY AVE # 700, LAKELAND, FL 33801-5073

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3890 Prescott Loop was $2,877 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,184 (+2.7%)	$269,378 (-6.04%) Land $50,000 Building $219,378
2025	$2,877.00 Homeowner's exemption	$202,711	$286,687 Land $50,000 Building $236,687
2023	$2,710.00 (+3.04%) Homeowner's exemption	$191,260 (+3%)	$299,086 (+12.03%) Land $48,000 Building $251,086
2022	$2,630.00 Homeowner's exemption	$185,689	$266,971 Land $40,000 Building $226,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3890 Prescott Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3890 Prescott Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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