3858 Prescott Loop, Lakeland, FL 33810 Property Records

Polk County property record for 3858 Prescott Loop, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,494 sqft · built 2008
Lot Size	0.134 acres (5,841 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jun 2023)
Tax Bill	$5,452 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-35-013503-013090`

Property Details

APN / Parcel Number

Primary APN	`23-27-35-013503-013090`
Alternative APNs	`352723013503013090` `52723000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,494 sqft Living Area
Gross Area	2,901 sqft
1st Floor Area	1,129 sqft
Upper Floors Area	1,365 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,841 sqft (0.134 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	407 sqft
Porch	Unfinished Open Porch
Porch Area	192 sqft

Location & Zoning

Street Address	3858 PRESCOTT LOOP
City	LAKELAND
State	FL
Zip	33810-2777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 13 LOT 9
Legal Range	23E
Legal Township	27S
Legal Section	35
Legal Subdivision	HAMPTON HILLS SOUTH PHASE 2
Legal Phase	2
Legal Tract	13503
Legal Block	13
Legal Lot Number	9
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1007
Census Tract	12126

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3858 PRESCOTT LOOP, LAKELAND, FL 33810-2777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 4, 2019	Warranty Deed, Transfer · Conventional Mortgage DEEPHAVEN MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2023 · Amount on File
Deed Sale	Jun 13, 2023 · Amount on File
Prior Sale	Nov 4, 2019 · Amount on File
Deed Document Number	2023137963
Deed Book / Page	12726 / 999
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 13, 2023
Property Address	3858 PRESCOTT LOOP, LAKELAND, FL 33810-2777
Document Number	0000137963
Book / Page	12726 / 999
Map Reference	MB 140 PG 1-9
Instrument Date	Jun 7, 2023
Instrument	2023137963
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 LAVENNA AVE, SAINT CLOUD, FL 34771-9419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3858 PRESCOTT LOOP, LAKELAND, FL 33810-2777

Mortgage

Document Number	0127261001
Date	Jun 13, 2023
Instrument	12726/1001

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 4, 2019
Property Address	3858 PRESCOTT LOOP, LAKELAND, FL 33810-2777
Document Number	0110280791
Book / Page	011028 / 000791
Instrument Date	Oct 30, 2019
Instrument	233150
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	SCARAB TITLE AND ESCROW SERVICES LLC, SCARAB TITLE & ESCROW SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8550 ARGYLE BUSINESS LOOP #608 JACKSONVILLE FL 322448911, 608, JACKSONVILLE, FL 32244-8911

Mortgage

Document Number	110280793
Date	Nov 4, 2019
Book Page	011028/000793
Instrument	233151

Lender

Name	DEEPHAVEN MTG LLC
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,565 (-4.52%) Land $50,000 Building $238,565	$288,565 (-4.52%) Land $50,000 Building $238,565
2025	$5,452.00 (+68.74%)	$302,235 (+37.48%) Land $50,000 Building $252,235	$302,235 (-2.65%) Land $50,000 Building $252,235
2023	$3,231.00 (+2.9%)	$219,837 (+3%)	$310,475 (+24.03%) Land $48,000 Building $262,475
2022	$3,140.00 Homeowner's exemption	$213,434	$250,329 Land $40,000 Building $210,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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