3878 Prescott Loop, Lakeland, FL 33810 Property Records

Polk County property record for 3878 Prescott Loop, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,757 sqft · built 2007
Lot Size	0.154 acres (6,691 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Apr 2026)
Tax Bill	$4,789 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-35-013503-013040`

Property Details

APN / Parcel Number

Primary APN	`23-27-35-013503-013040`
Alternative APNs	`352723013503013040` `52723000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,757 sqft Living Area
Gross Area	2,297 sqft
1st Floor Area	1,757 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,691 sqft (0.154 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	540 sqft
Porch	Unfinished Open Porch
Porch Area	100 sqft

Location & Zoning

Street Address	3878 PRESCOTT LOOP
City	LAKELAND
State	FL
Zip	33810-2777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON HILLS SOUTH PHASE 2 PB 140 PGS 1-9 BLOCK 13 LOT 4
Legal Range	23E
Legal Township	27S
Legal Section	35
Legal Subdivision	HAMPTON HILLS SOUTH PHASE 2
Legal Phase	2
Legal Tract	13503
Legal Block	13
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1007
Census Tract	12126

Owner

3878 Prescott Loop is owned and occupied by an individual who bought it in April 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3878 PRESCOTT LOOP, LAKELAND, FL 33810-2777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Jun 22, 2012 · Amount on File
Deed Document Number	202680298
Deed Book / Page	13945 / 1755
Prior Transfer Date	Apr 23, 2012
Prior Transfer Doc	0000070764
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 7, 2026
Property Address	3878 PRESCOTT LOOP, LAKELAND, FL 33810-2777
Document Number	0000080298
Book / Page	13945 / 1755
Instrument Date	Mar 31, 2026
Instrument	202680298
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	LAKELAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3878 PRESCOTT LOOP, LAKELAND, FL 33810-2777

Mortgage

Document Number	0000080299,
Date	Apr 7, 2026
Instrument	202680299

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

Mortgage

Document Number	0000080300,
Date	Apr 7, 2026
Book Page	13945/1773
Instrument	202680300

Lender

Name	FLORIDA HOUSING FINANCE CORP

Agreement

Amount	Amount on Record

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3878 Prescott Loop was $4,789, up 6.5% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,926 (-5.87%) Land $50,000 Building $199,926	$249,926 (-5.87%) Land $50,000 Building $199,926
2025	$4,789.00 (+6.54%)	$265,505 Land $50,000 Building $215,505	$265,505 Land $50,000 Building $215,505
2024	$4,495.00 (+3.62%)
2023	$4,338.00 (+10.19%)	$276,191 (+13.28%) Land $48,000 Building $228,191	$276,191 (+13.28%) Land $48,000 Building $228,191
2022	$3,937.00	$243,816 Land $40,000 Building $203,816	$243,816 Land $40,000 Building $203,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3878 Prescott Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3878 Prescott Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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