3890 Oak Tree Ln, Loomis, CA 95650 Property Records

Placer County property record for 3890 Oak Tree Ln, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,338 sqft · built 1974
Lot Size	2.1 acres (91,476 sqft)
Owner	Company Name on Record
Last Sale	$670,000 (Aug 2018)
Tax Bill	$8,043 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Apr 2019 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`043-120-048-000`

Property Details

APN / Parcel Number

Primary APN	`043-120-048-000`
Alternative APN	`043-120-048`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,338 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	91,476 sqft
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	043-120-048
Street Address	3890 OAK TREE LN
City	LOOMIS
State	CA
Zip	95650-9316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	2.1 AC SEC 10 11 7
Legal Range	7E
Legal Township	11N
Legal Section	10
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2007
Census Tract	20607

Owner

Source: Placer County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3890 OAK TREE LN, LOOMIS, CA 95650-9316
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Apr 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 22, 2018	Grant Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2018 · Amount on Record
Deed Sale	Aug 22, 2018 · Amount on Record
Prior Sale	Jun 23, 2000 · Amount on Record
Deed Document Number	201861126
Last Transfer Date	May 2, 2024
Transfer Doc	0000035475
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3890 OAK TREE LN, LOOMIS, CA 95650-9316
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077369
Date	Oct 24, 2018
Instrument	2018-0077369

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3890 OAK TREE LN, LOOMIS, CA 95650-9316
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	STEWART TITLE OF PLACER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027385
Date	Apr 30, 2019
Instrument	2019-0027385

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3890 OAK TREE LN, LOOMIS, CA 95650-9316
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019424
Date	Mar 4, 2020
Instrument	2020-0019424

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3890 OAK TREE LN, LOOMIS, CA 95650-9316
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 OAK TREE LN, LOOMIS, CA 95650-9316

Mortgage

Document Number	0000098167
Date	Sep 9, 2020
Instrument	2020-0098167

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 22, 2018
Property Address	3890 OAK TREE LN, LOOMIS, CA 95650-9316
Document Number	0000061126
Instrument Date	Aug 16, 2018
Instrument	2018-0061126
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	STEWART TITLE OF PLACER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3890 OAK TREE LN, LOOMIS, CA 95650-9316

Mortgage

Document Number	0000061127
Date	Aug 22, 2018
Instrument	2018-0061127

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$762,340 (+2%) Land $227,563 Building $534,777
2025	$8,043.00 (+1.25%) Homeowner's exemption	$747,393 (+4.04%) Land $223,101 Building $524,292
2023	$7,944.00 (+0.16%) Homeowner's exemption	$718,373 Land $214,439 Building $503,934
2022	$7,931.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Zeta Broadband.

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