3849 Oak Tree Ln, Loomis, CA 95650 Property Records

Placer County property record for 3849 Oak Tree Ln, Loomis, CA 95650

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 5,280 sqft · built 2002
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on File
Last Sale	$1,299,000 (Apr 2019)
Tax Bill	$19,727 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-110-051-000`

Property Details

APN / Parcel Number

Primary APN	`043-110-051-000`
Alternative APN	`043-110-051`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	2 Units
Building Area	5,280 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	126,324 sqft
Garage Area	1,268 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	043-110-051
Street Address	3849 OAK TREE LN
City	LOOMIS
State	CA
Zip	95650-9316
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RE
Legal Description	2.9 A SEC 10 11 7
Legal Range	7E
Legal Township	11N
Legal Section	10
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2002
Census Tract	20607

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3849 OAK TREE LN, LOOMIS, CA 95650-9316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FLEXPOINT FUNDING
Apr 3, 2019	Grant Deed, Transfer · Conventional Mortgage SAFE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Deed Document Number	201920510
Prior Transfer Date	Jan 28, 2005
Prior Transfer Doc	0000014685
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Recording Date	Apr 9, 2026
Property Address	3849 OAK TREE LN, LOOMIS, CA 95650-9316
Document Number	0000020076
Instrument Date	Apr 1, 2026
Instrument	202620076
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3849 OAK TREE LN, LOOMIS, CA 95650-9316

Mortgage

Document Number	0000020076,
Date	Apr 9, 2026
Instrument	202620076

Lender

Name	FLEXPOINT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 3, 2019
Property Address	3849 OAK TREE LN, LOOMIS, CA 95650-9316
Document Number	0000020510
Instrument Date	Mar 29, 2019
Instrument	2019-0020510
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3849 OAK TREE LN # 3851, 3851, LOOMIS, CA 95650-9316

Mortgage

Document Number	0000020511
Date	Apr 3, 2019
Instrument	2019-0020511

Lender

Name	SAFE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,478,035 (+2%) Land $398,237 Building $1,079,798
2025	$19,727.00 (-0.29%) Homeowner's exemption	$1,449,055 (+4.04%) Land $390,429 Building $1,058,626
2024	$19,785.00 (+1.28%)
2023	$19,535.00 (+0.12%) Homeowner's exemption	$1,392,788 Land $375,269 Building $1,017,519
2022	$19,511.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Radiate Holdings Fiber · Cable in parts of the area	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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