3802 Oak Tree Ln, Loomis, CA 95650 Property Records

Placer County property record for 3802 Oak Tree Ln, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,122 sqft · built 1974
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Aug 2020)
Tax Bill	$9,814 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`043-120-027-000`

Property Details

APN / Parcel Number

Primary APN	`043-120-027-000`
Alternative APN	`043-120-027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,122 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	90,605 sqft
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	043-120-027
Street Address	3802 OAK TREE LN
City	LOOMIS
State	CA
Zip	95650-9316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	2.08 A SEC 10 11 7
Legal Range	7E
Legal Township	11N
Legal Section	10
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2007
Census Tract	20607

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3802 OAK TREE LN, LOOMIS, CA 95650-9316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Aug 3, 2020	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC
Mar 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Oct 29, 1998 · Amount on Record
Deed Document Number	202080400
Prior Transfer Date	Mar 18, 2019
Prior Transfer Doc	0000018174
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3802 OAK TREE LN, LOOMIS, CA 95650-9316
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3802 OAK TREE LN, LOOMIS, CA 95650-9316

Mortgage

Document Number	0000134209
Date	Oct 29, 2021
Instrument	2021-0134209

Lender

Name	BANK OF THE WEST
Type	Bank
Address	LOOMIS, CA 95650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Aug 3, 2020
Property Address	3802 OAK TREE LN, LOOMIS, CA 95650-9316
Document Number	0000080400
Instrument Date	Jul 28, 2020
Instrument	2020-0080400
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3802 OAK TREE LN, LOOMIS, CA 95650-9316

Mortgage

Document Number	0000080401
Date	Aug 3, 2020
Instrument	2020-0080401

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Mar 26, 2019
Property Address	3802 OAK TREE LN, LOOMIS, CA 95650-9316
Document Number	0000018174
Instrument Date	Mar 18, 2019
Instrument	18174
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3802 OAK TREE LN LOOMIS CA 956509316, LOOMIS, CA 95650-9316

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$938,465 (+2%) Land $496,834 Building $441,631
2025	$9,814.00 (+1.2%) Homeowner's exemption	$920,065 (+4.04%) Land $487,093 Building $432,972
2023	$9,698.00 (+0.11%) Homeowner's exemption	$884,340 Land $468,180 Building $416,160
2022	$9,687.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Zeta Broadband.

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