San Diego County property record for 3890 Lake Garden Dr, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,122 sqft · built 1982 |
| Lot Size | 1.38 acres (60,548 sqft) |
| Owner | Individual Name on File |
| Last Sale | $705,500 (Dec 2017) |
| Tax Bill | $8,361 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Dec 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-183-12-00 |
| Primary APN | 124-183-12-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,122 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 60,548 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 1241807000 |
|---|---|
| Street Address | 3890 LAKE GARDEN DR |
| City | FALLBROOK |
| State | CA |
| Zip | 92028-9597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 2 TR PM08011 |
| Legal Subdivision | PARCEL MAP NO 8011 |
| Legal Tract | 8011 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 18805 |
3890 Lake Garden Dr is owned and occupied by an individual who bought it in December 2017.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3890 LAKE GARDEN DR, FALLBROOK, CA 92028-9597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 19, 2017 | Quit Claim Deed, Transfer GUARDIAN TITLE COMPANY |
| Dec 19, 2017 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2017 · Amount on File |
| Deed Sale | Dec 19, 2017 · Amount on File |
| Prior Sale | Apr 5, 2013 · Amount on File |
| Deed Document Number | 2017595134 |
| Prior Transfer Date | Jul 1, 1997 |
| Prior Transfer Doc | 0000355876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3890 LAKE GARDEN DR, FALLBROOK, CA 92028-9597 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | US FIDELITY TITLE COMPANY, FIDELITY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3890 LAKE GARDEN DR, FALLBROOK, CA 92028-9597 |
| Document Number | 0000274415 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 2021-0274415 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 19, 2017 |
| Property Address | 3890 LAKE GARDEN DR, FALLBROOK, CA 92028-9597 |
| Document Number | 0000595133 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 595133 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | GUARDIAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 480 LA SCENA PL SAN JOSE CA 951285159, SAN JOSE, CA 95128-5159 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 19, 2017 |
| Property Address | 3890 LAKE GARDEN DR, FALLBROOK, CA 92028-9597 |
| Document Number | 0000595134 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 595134 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | GUARDIAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $776.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 480 LA SCENA PL SAN JOSE CA 951285159, SAN JOSE, CA 95128-5159 |
| Document Number | 595135 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 595135 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2047 |
The 2025 property tax bill for 3890 Lake Garden Dr was $8,361 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $818,697 (+2%) Land $230,371 Building $588,326 | |
| 2025 | $8,361.00 Homeowner's exemption | $802,645 Land $225,854 Building $576,791 |
| 2023 | $8,023.00 (+1.75%) Homeowner's exemption | $771,480 Land $217,085 Building $554,395 |
| 2022 | $7,885.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3890 Lake Garden Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3890 Lake Garden Dr is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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