3865 Lake Garden Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 3865 Lake Garden Dr, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,993 sqft · built 1989
Lot Size2.61 acres (114,127 sqft)
Owner2 Individual Names on File
Last Sale$729,000 (May 2004)
Tax Bill$1,253 (2025)
Flood ZoneZone X (minimal risk)
APN124-183-06-00

Property Details

APN / Parcel Number

Primary APN124-183-06-00
Alternative APN
  • 1241807300

Interior

Bedrooms2 Beds
Full Baths3 Baths
Building Area2,993 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area114,127 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Old Parcel Number1241807300
Street Address3865 LAKE GARDEN DR
CityFALLBROOK
StateCA
Zip92028-9597
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 2 TR PM08039
Legal Tract8039
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1008
Census Tract18805

Owner

3865 Lake Garden Dr is owned and occupied by two individuals who bought it in May 2004.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address3865 LAKE GARDEN DR, FALLBROOK, CA 92028-9597
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2004 · Amount on File
Deed SaleMay 12, 2004 · Amount on File
Prior SaleOct 21, 1991 · Amount on File
Deed Document Number2004431488
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3865 Lake Garden Dr was $1,253 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$123,090 (+2%) Land $67,740 Building $55,350
2025$1,253.00 Homeowner's exemption$120,677 Land $66,412 Building $54,265
2023$1,231.00 (+1.82%) Homeowner's exemption$115,992 Land $63,834 Building $52,158
2022$1,209.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3865 Lake Garden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3865 Lake Garden Dr is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 50% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: Verizon.

Nearby Properties on Lake Garden Dr

Nearby Streets

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