San Diego County property record for 3885 Lake Garden Dr, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,868 sqft · built 1982 |
| Lot Size | 1.43 acres (62,726 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $920,000 (Apr 2020) |
| Tax Bill | $10,563 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 124-183-05-00 |
| Primary APN | 124-183-05-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,868 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 62,726 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 1241807200 |
|---|---|
| Street Address | 3885 LAKE GARDEN DR |
| City | FALLBROOK |
| State | CA |
| Zip | 92028-9597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 4 TR PM08011 |
| Legal Subdivision | PARCEL MAP NO 8011 |
| Legal Tract | 8011 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 18805 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3885 LAKE GARDEN DR, FALLBROOK, CA 92028-9597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AGENTS CAPITAL LLC |
| Jul 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AGENTS' CAPITAL LLC |
| Jul 6, 2018 | Grant Deed, Transfer · Conventional with PMI CAVINS FAMILY TRUST (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2020 · Amount on Record |
| Deed Sale | Apr 24, 2020 · Amount on Record |
| Prior Sale | Jul 6, 2018 · Amount on Record |
| Deed Document Number | 2020209937 |
| Prior Transfer Date | Apr 14, 2004 |
| Prior Transfer Doc | 0000357365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3885 LAKE GARDEN DR, FALLBROOK, CA 92028-9597 |
| Document Number | 0000507299 |
| Instrument Date | Dec 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7920 ARJONS DR SAN DIEGO CA 921266301, SAN DIEGO, CA 92126-6301 |
| Investor | Possibly a Property Investor |
| Document Number | 0000507299 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 507299 |
| Name | AGENTS CAPITAL LLC |
|---|---|
| Address | 7920 ARJONS DR # A, SAN DIEGO, CA 92126-6301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3885 LAKE GARDEN DR, FALLBROOK, CA 92028-9597 |
| Document Number | 0000337350 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7920 ARJONS DR SAN DIEGO CA 921266301, SAN DIEGO, CA 92126-6301 |
| Investor | Possibly a Property Investor |
| Document Number | 0000337350 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 337350 |
| Name | AGENTS' CAPITAL LLC |
|---|---|
| Address | 7920 ARJONS DR # A, SAN DIEGO, CA 92126-6301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 6, 2018 |
| Property Address | 3885 LAKE GARDEN DR, FALLBROOK, CA 92028-9597 |
| Document Number | 0000276073 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 276073 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7920 ARJONS DR #A SAN DIEGO CA 921266301, A, SAN DIEGO, CA 92126-6301 |
| Document Number | 276074 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | 276074 |
| Name | CAVINS FAMILY TRUST (PT) |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 5, 2019 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,026,273 (+2%) Land $380,100 Building $646,173 | |
| 2025 | $10,563.00 (+4.2%) | $1,006,151 (+4.04%) Land $372,648 Building $633,503 |
| 2023 | $10,137.00 (+1.74%) | $967,083 Land $358,179 Building $608,904 |
| 2022 | $9,964.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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