Schenectady County and Rotterdam Town property record for 389 Putnam Rd, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1986 |
| Lot Size | 5.7 acres (248,292 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Apr 2020) |
| Tax Bill | $10,060 (2026) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 47.-5-11.1 |
| Primary APN | 422800 47.-5-11.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Upper Floors Area | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 248,292 sqft (5.7 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 389 PUTNAM RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-5901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Block | 5 |
| Legal Lot Number | 11.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 32602 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 389 PUTNAM RD, SCHENECTADY, NY 12306-5901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Mar 4, 2019 | Trustee's Deed, Foreclosure FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2020 · Amount on Record |
| Deed Sale | Apr 20, 2020 · Amount on Record |
| Prior Sale | Jun 5, 2019 · Amount on Record |
| Deed Document Number | 202012407 |
| Deed Book / Page | 2033 / 486 |
| Prior Transfer Date | Jan 16, 2019 |
| Prior Transfer Doc | 0000009246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 20, 2020 |
| Property Address | 389 PUTNAM RD, SCHENECTADY, NY 12306-5901 |
| Document Number | 0000012407 |
| Book / Page | 2033 / 486 |
| Instrument Date | Apr 8, 2020 |
| Instrument | 202012407 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | SHERIDAN ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 84 BELL RD, 84, ALTAMONT, NY 12009-3200 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4182 RYNEX CORNERS RD, PATTERSONVILLE, NY 12137-1901 |
| Document Number | 0000012409 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 202012409 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 5, 2019 |
| Property Address | 389 PUTNAM RD, SCHENECTADY, NY 12306-5901 |
| Document Number | 0000025246 |
| Book / Page | 2012 / 391 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 201925246 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CROWN TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $344.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD STE 200, 14405, HOUSTON, TX 77014-1345 |
| Name | Verified Name |
|---|---|
| Address | 84 BELL RD, ALTAMONT, NY 12009-3200 |
| Document Number | 0000025248 |
|---|---|
| Date | Jun 5, 2019 |
| Instrument | 201925248 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 4, 2019 |
| Property Address | 389 PUTNAM RD, SCHENECTADY, NY 12306-5901 |
| Document Number | 0000009246 |
| Book / Page | 002006 / 000719 |
| Instrument Date | Jan 16, 2019 |
| Instrument | 9246 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 26, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,102.77 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 14405 WALTERS RD HOUSTON TX 770141337, HOUSTON, TX 77014-1337 |
| Investor | Possibly a Property Investor |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,060.00 (-7.44%) | ||
| 2025 | $10,869.00 | $261,300 (-) Land $40,700 Building $220,600 | $402,000 (+16.93%) Land $62,615 Building $339,385 |
| 2023 | $261,300 Land $40,700 Building $220,600 | $343,800 Land $53,550 Building $290,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 31 (1996–2026) |
| Claims Outside the SFHA | 12 of 31 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures