356 Putnam Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 356 Putnam Rd, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,679 sqft · built 1962
Lot Size	5.47 acres (238,273 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jan 2023)
Tax Bill	$8,111 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`422800 47.-5-7`

Property Details

APN / Parcel Number

Primary APN	`422800 47.-5-7`
Alternative APN	`280004700000050070000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,679 sqft Living Area
1st Floor Area	1,679 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	238,273 sqft (5.47 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	356 PUTNAM RD
City	SCHENECTADY
State	NY
Zip	12306-5900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Block	5
Legal Lot Number	7.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1061
Census Tract	32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 47.-5-7

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	356 PUTNAM RD, SCHENECTADY, NY 12306-5900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Mar 06, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Deed Document Number	20235225
Deed Book / Page	2101 / 647
Prior Transfer Date	Feb 28, 2019
Prior Transfer Doc	0000009701
Record Updated	Jun 08, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 30, 2023
Property Address	356 PUTNAM RD, SCHENECTADY, NY 12306-5900
Document Number	0000005225
Book / Page	2101 / 647
Instrument Date	Jan 17, 2023
Instrument	202305225
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	MARATHON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	356 PUTNAM RD, ROTTERDAM, NY 12306-5900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 SHNGO STREET, ALBANY, NY 12209

Mortgage

Document Number	0000005226
Date	Jan 30, 2023
Instrument	202305226

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 06, 2019
Property Address	356 PUTNAM RD, SCHENECTADY, NY 12306-5900
Document Number	0000009701
Book / Page	002006 / 000842
Instrument Date	Feb 28, 2019
Instrument	9701
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	6995 SUZANNE LN SCHENECTADY NY 123035282, SCHENECTADY, NY 12303-5282

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,111.00	$195,000 (-) Land $40,500 Building $154,500	$300,000 (+16.91%) Land $62,308 Building $237,692
2023		$195,000 Land $40,500 Building $154,500	$256,600 Land $53,294 Building $203,306

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	31 (1996–2026)
Claims Outside the SFHA	12 of 31
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims Hurricane Irene, Aug 2011 · 20 claims Severe Storms And Flooding, Jun 2006 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 128 locations within half a mile of this property.

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