291 Putnam Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 291 Putnam Rd, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,866 sqft · built 1890
Lot Size4.97 acres (216,493 sqft)
Owner2 Individual Names on Record
Last Sale$155,500 (Apr 2014)
Tax Bill$7,931 (2026)
Flood ZoneZone X (minimal risk)
APN422800 47.-5-18

Property Details

APN / Parcel Number

Primary APN422800 47.-5-18
Alternative APN
  • 280004700000050180000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,866 sqft Living Area
1st Floor Area1,312 sqft
Upper Floors Area554 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area216,493 sqft (4.97 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address291 PUTNAM RD
CitySCHENECTADY
StateNY
Zip12306-5901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal SubdivisionLANDS OF FLOYD H ELINOR SQUIRES
Legal Block5
Legal Lot Number18.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1069
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address291 PUTNAM RD, SCHENECTADY, NY 12306-5901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2014 · Amount on Record
Deed SaleApr 7, 2014 · Amount on Record
Deed Document Number201413183
Deed Book / Page1891 / 935
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,931.00 (-7.45%) Homeowner's exemption
2025$8,569.00$206,000 (-) Land $39,900 Building $166,100$316,900 (+16.89%) Land $61,380 Building $255,520
2023$206,000 Land $39,900 Building $166,100$271,100 Land $52,509 Building $218,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims31 (1996–2026)
Claims Outside the SFHA12 of 31
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Irene, Aug 2011 · 20 claims
  • Severe Storms And Flooding, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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