Hampden County and West Springfield Town City property record for 389 Cold Spring Ave, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,473 sqft · built 1932 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Mar 2022) |
| Tax Bill | $3,609 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Aug 2020 Refinance |
| Flood Zone | Zone X (reduced by levee) |
| APN | 197-23000-04-001 |
| Primary APN | 197-23000-04-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,473 sqft Living Area |
| Gross Area | 2,542 sqft |
| Basement Area | 834 sqft |
| Unfinished Basement | 834 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 197-23000-04-001 |
|---|---|
| Street Address | 389 COLD SPRING AVE |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-3724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BB1 |
| Legal Block | 23000 |
| Legal Lot Number | 4 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 812300 |
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 389 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2022 | Quit Claim Deed, Transfer · FHA Mortgage INLAND BANK & TRUST |
| Aug 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2022 · Amount on Record |
| Deed Sale | Mar 25, 2022 · Amount on Record |
| Prior Sale | Dec 18, 2009 · Amount on Record |
| Deed Document Number | 202218320 |
| Deed Book / Page | 24468 / 83 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Mar 25, 2022 |
| Property Address | 389 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3724 |
| Document Number | 0024468-83 |
| Book / Page | 24468 / 83 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 18320 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 WEST ST, CHICOPEE, MA 01013-1645 |
| Document Number | 0000018321 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 18321 |
| Name | INLAND BANK & TRUST |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0024468-98 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 24468/98 |
| Instrument | 18322 |
| Name | INLAND BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 389 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23394-326 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 23394/326 |
| Instrument | 48534 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,609.00 (+0.25%) | $257,400 (+6.32%) Land $93,700 Building $163,700 | $284,808 (-11.85%) |
| 2025 | $3,600.00 (+6.32%) | $242,100 (+5.91%) Land $85,200 Building $156,900 | $323,095 |
| 2024 | $3,386.00 (+5.58%) | $228,600 (+10.76%) Land $85,200 Building $143,400 | |
| 2023 | $3,207.00 | $206,400 Land $85,200 Building $121,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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