365 Cold Spring Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 365 Cold Spring Ave, West Springfield, MA 01089

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,562 sqft · built 1922
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (May 2007)
Tax Bill	$3,617 (2026)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`197-22800-07-001`

Property Details

APN / Parcel Number

Primary APN	`197-22800-07-001`
Alternative APN	`WSPR M:00197 B:22800 L:00007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,562 sqft Living Area
Gross Area	3,322 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	197-22800-07-001
Street Address	365 COLD SPRING AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-3787
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	BB1
Legal Block	22800
Legal Lot Number	7
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	3
Census Block	3012
Census Tract	812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3623 E 141ST PL, THORNTON, CO 80602-8613
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2007 · Amount on Record
Deed Sale	May 17, 2007 · Amount on Record
Deed Book / Page	16687 / 396
Last Transfer Date	Oct 29, 2019
Transfer Doc	22971-2
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	365 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3787
Document Number	22971-5
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 COLD SPRING AVE WEST SPRINGFIELD MA 010893787, WEST SPRINGFIELD, MA 01089-3787

Mortgage

Document Number	22971-5
Date	Nov 25, 2019
Book Page	022971/000005
Instrument	69604

Lender

Name	ARRHA CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,617.00 (+3.73%)	$258,000 (+10.02%) Land $94,900 Building $163,100	$272,963
2025	$3,487.00 (+0.4%)	$234,500 (-) Land $86,200 Building $148,300
2024	$3,473.00 (+12.43%)	$234,500 (+17.96%) Land $86,200 Building $148,300
2023	$3,089.00	$198,800 Land $86,200 Building $112,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20