Lake County property record for 38878 Mentor Ave, Willoughby, OH 44094
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 9,128 sqft · built 2018 |
| Lot Size | 2.52 acres (110,033 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,659,000 (Mar 2019) |
| Tax Bill | $21,183 (2023) |
| Deeds & Mortgages | Mar 2019 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-032-0-00-016-0 |
| Primary APN | 27-A-032-0-00-016-0 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 9,128 sqft Total Area |
| Gross Area | 13,543 sqft |
| 1st Floor Area | 9,128 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 110,033 sqft (2.52 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | A 2 |
|---|---|
| Street Address | 38878 MENTOR AVE |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7931 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 TRACT 4 |
| Legal Subdivision | MENTOR AVE |
| Legal Tract | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 201500 |
38878 Mentor Ave, a commercial property, is owned by a company that bought it in March 2019.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2246 N CHANNING, MESA, AZ 85207-2194 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SAVINGS BANK |
| Mar 13, 2019 | Limited Warranty Deed, Transfer · Commercial Mortgage FIRST SAVINGS BANK |
| Jun 6, 2018 | Warranty Deed, Transfer · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2019 · Amount on File |
| Deed Sale | Mar 13, 2019 · Amount on File |
| Prior Sale | Jun 6, 2018 · Amount on File |
| Deed Document Number | 442339 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38878 MENTOR AVE, WILLOUGHBY, OH 44094-7931 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | FIRST AMER TTL INS CO NCS |
| Name | Verified Name |
|---|
| Document Number | 0000005524 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 2019R005524 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, IN 47129 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Mar 13, 2019 |
| Property Address | 38878 MENTOR AVE, WILLOUGHBY, OH 44094-7931 |
| Document Number | 0000005039 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 2019R005039 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14600 DETROIT AVE STE 1500, 14600, LAKEWOOD, OH 44107-4299 |
| Name | Verified Name |
|---|---|
| Address | 2246 N CHANNING, MESA, AZ 85207-2194 |
| Document Number | 0000005040 |
|---|---|
| Date | Mar 13, 2019 |
| Instrument | 2019R005040 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 6, 2018 |
| Property Address | 38878 MENTOR AVE, WILLOUGHBY, OH 44094-7931 |
| Document Number | 0000013995 |
| Instrument Date | May 30, 2018 |
| Instrument | 2018R013995 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4600 DETROIT AVE # 1500, 1500, CLEVELAND, OH 44102-2215 |
| Document Number | 0000013996 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 2018R013996 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $21,183.00 (+20.45%) Homeowner's exemption | $223,740 (-) Land $88,870 Building $134,870 | |
| 2022 | $17,587.00 | $223,740 Land $88,870 Building $134,870 | |
| 2021 | $639,250 Land $253,910 Building $385,340 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 38878 Mentor Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38878 Mentor Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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