Lake County property record for 38860 Mentor Ave, Willoughby, OH 44094
| Property Type | Charitable / Fraternal Organization |
|---|---|
| Details | 10,048 sqft · built 1960 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $638 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-032-0-00-018-0 |
| Primary APN | 27-A-032-0-00-018-0 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 10,048 sqft Total Area |
| 1st Floor Area | 5,024 sqft |
| Basement Area | 5,024 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Lot Area | 47,480 sqft (1.09 acres) |
| Lot Depth | 400 ft Depth |
| Porch | Open Porch |
|---|---|
| Porch Area | 84 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Canopy | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 6 |
|---|---|
| Street Address | 38860 MENTOR AVE |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7931 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Charitable / Fraternal Organization |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 TRACT 4 |
| Legal Subdivision | MENTOR TOWNSHIP 04 |
| Legal Tract | 4 |
| Legal Lot Number | 1 4 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 201500 |
The current owner of 38860 Mentor Ave acquired it in February 2004.
Source: Lake County records, as of February 2, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 4820 RIVER ST, WILLOUGHBY, OH 44094-7821 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 9, 2004 |
| Transfer Doc | 0000005294 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38860 MENTOR AVE, WILLOUGHBY, OH 44094-7931 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000034902 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2021R034902 |
| Name | ERIEBANK |
|---|---|
| Type | Bank |
| Address | INDEPENDENCE, OH 44131 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2031 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $638.00 Additional exemption filed | $119,510 (-5.1%) Land $87,940 Building $31,570 | $341,470 Land $251,260 Building $90,210 |
| 2023 | $638.00 Additional exemption filed | $125,930 (-) Land $91,750 Building $34,180 | |
| 2022 | $638.00 Additional exemption filed | $125,930 Land $91,750 Building $34,180 | |
| 2021 | $359,800 Land $262,130 Building $97,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38860 Mentor Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38860 Mentor Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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