38872 Comanche Trl, Willoughby, OH 44094 Property Records

Lake County property record for 38872 Comanche Trl, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,000 sqft · built 1959
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$132,500 (Oct 2019)
Tax Bill	$3,552 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-B-055-D-00-001-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-055-D-00-001-0`
Alternative APN	`E 62`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Combination
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	80 ft deep x 60 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	E 62
Street Address	38872 COMANCHE TRL
City	WILLOUGHBY
State	OH
Zip	44094-7302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 1 & 4 DOUGLASS & 16 TRACT
Legal Subdivision	ARROWHEAD BEACH NO. 2
Legal Tract	9
Legal Block	L
Legal Lot Number	1 22
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1003
Census Tract	201700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38872 COMANCHE TRL, WILLOUGHBY, OH 44094-7302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 30, 2019	Grant Deed, Transfer · FHA Mortgage BANKERS GUARANTEE
Nov 14, 2017	Grant Deed, Transfer ENTERPRISE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Oct 15, 2003 · Amount on Record
Deed Document Number	448485
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	38872 COMANCHE TRL, WILLOUGHBY, OH 44094-7302
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020662
Date	Jun 17, 2021
Instrument	2021R020662

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE OH
Recording Date	Oct 30, 2019
Property Address	38872 COMANCHE TRL, WILLOUGHBY, OH 44094-7302
Document Number	0000026770
Instrument Date	Oct 29, 2019
Instrument	26770
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	ENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38872 COMANCHE TRL WILLOUGHBY OH 440947302, WILLOUGHBY, OH 44094-7302

Mortgage

Document Number	26771
Date	Oct 30, 2019
Instrument	26771

Lender

Name	BANKERS GUARANTEE
Type	Funding / Finance Company
Address	MEDINA, OH 44256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE OH
Recording Date	Nov 14, 2017
Property Address	38872 COMANCHE TRL, WILLOUGHBY, OH 44094-7302
Document Number	0000031027
Instrument Date	Nov 14, 2017
Instrument	31027
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Tax	$439.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38872 COMANCHE TRL WILLOUGHBY OH 440947302, WILLOUGHBY, OH 44094-7302

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,552.00 (+52.91%) Homeowner's exemption	$37,520 (-) Land $7,700 Building $29,820
2022	$2,323.00 Homeowner's exemption	$37,520 Land $7,700 Building $29,820
2021			$107,210 Land $22,010 Building $85,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2006)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Also Mapped Here	AQUA OHIO - MENTOR
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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