38786 Comanche Trl, Willoughby, OH 44094 Property Records

Lake County property record for 38786 Comanche Trl, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,496 sqft · built 1968
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Dec 2021)
Tax Bill	$4,562 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`27-B-055-D-00-015-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-055-D-00-015-0`
Alternative APN	`E 73`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	484 sqft
Basement Area	484 sqft
Finished Basement	484 sqft
Family Room	Family Room

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	90 ft deep x 75 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	304 sqft
Patio Area	48 sqft
Utility Building	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38786 COMANCHE TRL
City	WILLOUGHBY
State	OH
Zip	44094-7301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 1 & 4 DOUGLASS & 16 TRACT S/L 36 & PART OF S/L 35
Legal Subdivision	ARROWHEAD BEACH NO. 2
Legal Tract	S
Legal Block	1
Legal Lot Number	35-36
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1003
Census Tract	201700

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38786 COMANCHE TRL, WILLOUGHBY, OH 44094-7301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Fiduciary Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND
Jan 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Mar 10, 1976
Deed Document Number	202144423
Prior Transfer Date	Dec 16, 2021
Prior Transfer Doc	0000044422
Record Updated	Sep 20, 2026

December 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LAKE OH
Recording Date	Dec 20, 2021
Property Address	38786 COMANCHE TRL, WILLOUGHBY, OH 44094-7301
Document Number	0000044423
Map Reference	VOL F PG 41
Instrument Date	Dec 16, 2021
Instrument	2021R044423
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	38786 COMANCHE TRL, WILLOUGHBY, OH 44094-7301

Mortgage

Document Number	0000044424
Date	Dec 20, 2021
Instrument	2021R044424

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Jan 11, 2018
Property Address	38786 COMANCHE TRL, WILLOUGHBY, OH 44094-7301
Document Number	0000000882
Instrument Date	Jan 10, 2018
Instrument	882
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	38786 COMANCHE TRL WILLOUGHBY OH 440947301, WILLOUGHBY, OH 44094-7301

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,860 (+20.07%) Land $10,260 Building $47,600	$165,320 (+20.07%) Land $29,320 Building $136,000
2023	$4,562.00 (+50.07%) Homeowner's exemption	$48,190 (-) Land $8,730 Building $39,460
2022	$3,040.00	$48,190 Land $8,730 Building $39,460
2021			$137,690 Land $24,940 Building $112,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2006)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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